Top Tech Jobs & Startup Jobs in Mumbai

Manages end-to-end relationships with assigned cooperative and regional rural banks, serving as the primary contact for business, operational, and service matters. Analyzes account performance, supports growth, coordinates product onboarding and project implementation, resolves stakeholder issues, and ensures regulatory and NPCI compliance. Also identifies process gaps and leads automation and operational improvement initiatives to enhance efficiency, service quality, and turnaround times.

Manage relationships with banks, payment aggregators, payment service providers, and enterprise merchant acquirers to expand NPCI payment product adoption. Drive merchant acceptance, activation, compliance, partner enablement, testing, certification, pilots, and production readiness. Support new payment capabilities, recurring payments, device integrations, and enterprise solutions. Use AI-enabled analytics to monitor acceptance, identify gaps, prioritize interventions, improve partner effectiveness, and develop adoption-focused use cases.

Lead innovation and product strategy across the UPI ecosystem, defining roadmaps, AI-enabled discovery, experimentation, API-first platform evolution, and adoption goals. Partner with engineering teams and ecosystem participants to deliver scalable, reliable payment capabilities. Establish governance, launch readiness, monitoring, and continuous improvement frameworks while influencing executives, industry stakeholders, and product leaders. The role requires deep expertise in digital payments, platform products, distributed systems, AI/ML applications, analytics, and high-scale mission-critical environments.

Manages company and group-company accounting, timely book closures, financial reporting under IND-AS, budgets, forecasts, MIS, tax and statutory compliance, audits, internal controls, and finance SOPs. Leads accounting policy adherence and related-party transaction compliance while managing and motivating finance teams. Requires a Chartered Accountant with 10–12 years of experience and strong knowledge of Companies Act, Direct Tax, GST, Accounting Standards, and IND-AS.

Lead global UPI product planning and implementation for NIPL. Responsibilities include designing and customizing products for international markets, managing product portfolios and P&L, negotiating partner agreements, researching payment markets and competitors, developing business cases, securing regulatory and board approvals, establishing operating rules and SLAs, and coordinating Risk, Compliance, Operations, Channel, and Business teams.

Lead technical operations for UPI, RuPay, remittance, and payment acceptance systems. Monitor transactions, manage settlements and SFTP files, investigate declines, coordinate incident resolution, execute maintenance and upgrades, improve and automate processes, generate MIS reports, maintain documentation, and ensure regulatory compliance. Collaborate with banking partners, development, QA, and security teams while supporting 24x7 operations across shifts.

Lead enterprise operational and technology risk management, including risk assessments, control self-assessments, key risk indicators, incident management, mitigation tracking, risk appetite frameworks, governance coordination, and executive reporting. The role evaluates risks from systems, projects, products, process changes, and outsourcing arrangements while challenging controls, corrective actions, thresholds, and escalation processes.

Lead the strategy, roadmap, delivery, and profitability of a UPI cross-border remittance product. Responsibilities include developing business requirements, operating processes, risk controls, product documentation, governance, fraud operations, testing, launches, stakeholder communications, and continuous process improvement. The role partners with technology, compliance, risk, operations, legal, finance, business teams, vendors, audit, and project management to increase revenue, reduce losses, improve customer experience, and optimize product margins.

Lead client implementation and readiness activities involving payment API design, especially UPI; assess infrastructure and security architectures; interpret API specifications; document technical solutions; coordinate development and testing lifecycles; manage client interactions, project tracking, and internal and external stakeholder communications.

Design and develop Java backend services for a B2B supply chain technology team. Responsibilities include microservices architecture, API design, product development from prototyping through integration, code reviews, technology evaluation, database development using SQL and NoSQL systems, cache implementation with Redis or KeyDB, and building complex reusable REST APIs across the full software development lifecycle.