Top Tech Jobs & Startup Jobs in Mumbai

Independently reviews Citi’s wholesale credit risk management, portfolios, credit analyses, risk ratings, controls, staffing, and emerging risks. Manages quarterly monitoring and periodic reviews, prepares assessment and review documents, evaluates corrective action plans, communicates concerns to senior management, and recommends practical improvements. Uses AI-enabled tools to support data extraction, thematic analysis, drafting, comparison, and consistency checks while applying independent reviewer judgment. Requires extensive credit risk experience, strong analytical and communication skills, and approximately 25% travel.

Support and enhance Citi’s RUBY forecasting platform for interest rate risk, CCAR, and financial forecasting. Lead model onboarding, define requirements, develop technical solutions, prioritize projects, estimate costs, plan resources, manage risks, and coordinate delivery across Finance, Risk, Operations, Technology, and senior stakeholders. Analyze complex processes and large datasets while applying knowledge of financial modeling, balance sheets, P&L, treasury, transfer pricing, and interest rate risk.

Leads independent credit risk reviews for wholesale banking entities, assessing portfolios, credit analysis, risk ratings, policies, controls, staffing, and emerging risks. Manages quarterly monitoring and periodic reviews, prepares assessment documents and reports, evaluates corrective action plans, communicates concerns to senior management, and uses approved AI tools for analysis and documentation. The role requires strong financial analysis, credit policy, capital markets, risk management, communication, and stakeholder influence skills, with travel up to 25%.

Leads operational, compliance, and regulatory control activities across financial services products. Coordinates risk and control assessments, control monitoring, issue management, risk events, product risk reviews, new activity assessments, audit and regulatory exam support, and remediation tracking. Partners with business, technology, operations, and risk stakeholders to identify risks, strengthen procedures, resolve complex issues, and ensure adherence to policies, laws, and regulations.

Leads corporate credit underwriting and risk analysis for a Greater China portfolio. Responsibilities include reviewing financial analyses, projections, stress tests, risk ratings, and credit approval memoranda; approving complex transactions; partnering with front-office teams on deal structures; monitoring portfolio risk; engaging regulators and control functions; and providing strategic guidance on capital allocation, credit risk, and regulatory issues.

Leads leveraged finance credit risk analysis, portfolio monitoring, annual and quarterly reviews, transaction support, cash flow modeling, and credit administration for complex corporate clients. Evaluates financial strength, leverage, liquidity, business models, and emerging risks; supports underwriting and portfolio management decisions; mentors analysts; and signs off on review memos while maintaining quality, control, and regulatory standards.

Manages credit risk analysis and continuous monitoring for a Greater China institutional client portfolio. Responsibilities include underwriting, preparing credit approval memoranda, financial analysis, projection modeling, stress testing, risk ratings, due diligence, and assessing risk-return tradeoffs. Partners with Banking, Risk, regulators, audit, control functions, and product teams while supporting portfolio reviews and strategic initiatives. Requires strong communication, influencing, negotiation, analytical, and presentation skills, plus relevant corporate credit risk experience.

Analyze and monitor a Greater China corporate credit portfolio, preparing annual and quarterly reviews, credit approval memos, financial projections, stress tests, risk ratings, and transaction assessments. The role supports underwriting, due diligence, regulatory and audit engagement, risk allocation decisions, and collaboration with Banking, Risk, product teams, and other stakeholders. It also contributes to strategic initiatives and maintains awareness of local markets, regulations, and competitive practices.

Supports credit analysis for non-investment-grade and classified assets by preparing financial models, company valuations, credit memos, financial statement spreads, ratio analysis, monitoring reports, and portfolio metrics. Evaluates liquidity, debt capacity, collateral coverage, guarantor net worth, and turnaround indicators while maintaining policy compliance, coordinating documentation, and co-managing accounts with internal partners.

Owns credit risk analysis and continuous monitoring for Citi Commercial Bank clients in Australia. Responsibilities include underwriting, preparing credit approval memos, financial analysis, projection modeling, stress testing, risk ratings, portfolio reviews, and assessing risk-return tradeoffs. The role partners with banking, risk, product, regulatory, audit, and control stakeholders while supporting strategic underwriting initiatives.