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The Global Leveraged Finance Underwriting (LFU) Credit Team within Institutional Credit Management (ICM) is seeking a Vice President (VP) to join its team. The VP will be a key professional responsible for delivering best-in-class credit risk analysis, monitoring, and credit administration. This role partners closely with broader ICM Underwriting and Banking, Capital Markets and Advisory’s (BCMA) to ensure the safety and soundness of wholesale lending across ICM.
The VP will contribute to developing a best-in-class Leveraged Lending Underwriting organization, primarily focused on materially enhancing Citi’s end-to-end Leveraged Lending credit management process. Key responsibilities include independent completion of Annual Reviews and Quarterly Reviews, and supporting LFU Underwriters on transactions.
In this role, you’re expected to:
- Assess the credit and financial strength of complex Corporate Clients by performing fundamental credit analysis using both quantitative and qualitative factors.
- Monitor the covered portfolio, including following industry trends, evaluating impacts to key relationships, and escalating potential credit issues to LFU Underwriters, Risk, and BCMA partners.
- Evaluate and deeply understand clients' business models, financial performance, and key credit drivers across various industries through due diligence processes for transactions and ongoing credit monitoring.
- Assess the borrower’s cash flow profile by building projection models used for assigning regulatory ratings and driving decisions on the extension of credit to highly levered obligors.
- Provide analytical support across LFU’s core functions: Leveraged Lending transaction origination and credit approval, Portfolio management and early problem recognition, Global leveraged lending-related projects and strategic initiatives.
- Provide mentoring and guidance to C10 – C12 analysts as required to ensure timely and appropriate completion of monitoring memos.
- Provide sign-off for C10 and C11 Annual Review (AR) and Quarterly Review (QR) memos, as delegated by the Team Lead, ensuring all checklists are completed for monitoring memos if signing off.
As a successful candidate, you’d ideally have the following skills and exposure:
- 10 - 13 years of experience in credit analysis, origination, or other relevant credit functions.
- Well-developed analytical skills, including a strong understanding of key financial components (e.g., liquidity position, leverage profile), with the ability to form independent credit opinions and recognize emerging risks.
- Proactive approach with the ability to work autonomously and collaboratively within a team environment.
- Strong organizational skills with the ability and willingness to work effectively under pressure, manage time, and prioritize multiple tasks simultaneously.
- Advanced proficiency in Microsoft Word, Excel, and PowerPoint.
- Ability to navigate complex and variable issues with substantial potential impact, requiring a balanced approach to conflicting needs and various alternatives.
- Demonstrated ability to take on demanding responsibilities, work independently, and effectively manage deadlines while juggling multiple tasks.
- Awareness of and adherence to the control environment, including Quality Assurance and Quality Control.
- Ability to provide advice and counsel related to the technology or operations of the business.
Education:
- MBA, CFA, or CA required.
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group: Risk Management------------------------------------------------------
Job Family:Credit Risk------------------------------------------------------
Time Type:Full time------------------------------------------------------
Most Relevant Skills Analytical Thinking, Credible Challenge, Financial Analysis, Governance, Policy, Procedure, and Regulation, Risk Management Lifecycle.------------------------------------------------------
Other Relevant Skills For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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