Top Tech Jobs & Startup Jobs in Mumbai

Lead commercial cards product strategy, portfolio growth, product development, ERP and travel ecosystem integrations, P&L management, partner collaboration, and payment innovation. Drive adoption of purchase, corporate, and travel cards, including virtual cards, automated expense workflows, tokenization, embedded finance, and AI-enabled solutions. Collaborate with banks, fintechs, technology teams, vendors, and corporate clients to deliver scalable commercial payment products and improve revenue, usage, profitability, and operational efficiency.

Lead architecture and development of Java-based stream-processing and distributed platforms for the national NETC FASTag ecosystem. Build low-latency, highly available transaction, settlement, fraud-detection, ANPR, and decisioning systems. Integrate with switching, clearing, and settlement platforms while ensuring resilience, observability, security, regulatory compliance, auditability, and disaster recovery. Provide technical leadership, mentor engineers, govern vendors, optimize national-scale performance, and retain core platform knowledge within NPCI.

Evaluates IT governance, general controls, information security, applications, infrastructure, cloud environments, and outsourced services. Reviews access, change management, incident response, data protection, application validation, business continuity, and disaster recovery controls. Identifies cyber and technology risks and assesses compliance with COBIT, ITIL, ISO 27001, RBI, UIDAI, NCIIPC, and data privacy requirements. Supports statutory, concurrent, and regulatory audits.

Manage relationships with large corporates, fintechs, merchants, and strategic partners. Support partner onboarding, ecosystem enablement, operational readiness, UPI and RuPay adoption, payment strategy, pilot execution, and stakeholder alignment. Provide regulatory and compliance support across payment operations, including settlement, reconciliation, fraud controls, API integrations, and data privacy. Build dashboards, apply AI and automation tools, and develop scalable technology-enabled solutions while engaging CXO-level stakeholders.

Develop end-to-end AI systems for fraud detection, AML, anomaly detection, transaction intelligence, graph analytics, and conversational AI. Responsibilities include feature engineering, ML and deep learning model development, LLM and agentic applications, GPU optimization, scalable batch and real-time deployment, evaluation, monitoring, and collaboration with technical, academic, and business stakeholders.

Develop and deploy machine learning, deep learning, Generative AI, and LLM solutions for financial and payment data. Build fraud detection, anomaly identification, NLP, conversational AI, complaint analysis, and RAG applications. Collaborate with engineering, product, and business teams to productionize models, evaluate performance, improve scalability, and meet security, compliance, and governance requirements.

Develop and deploy machine learning, deep learning, graph AI, and generative AI systems for fraud detection, AML, transaction intelligence, and conversational applications. Responsibilities include feature engineering, model evaluation, GPU/CUDA optimization, RAG and LLM development, federated AI exploration, production deployment, scalable pipeline design, and monitoring. The role involves working with transactional data, graph models, real-time systems, and cross-functional research and industry collaborators.

Own the roadmap and lifecycle for transit payment products, including RuPay On-the-Go. Identify market opportunities, define propositions, develop business cases, and drive launches and adoption. Coordinate with banks, transit operators, AFC providers, technology partners, certification, operations, risk, and business teams. Monitor performance, customer feedback, revenue, and adoption metrics while supporting business development, compliance, ecosystem enablement, and AI-based initiatives.

Leads IT renewal and office infrastructure procurement, including sourcing strategy, contract renewals, commercial evaluation, price benchmarking, approvals, delivery coordination, audits, legal contracting, stakeholder management, and policy compliance. Manages the renewal and office infrastructure sourcing team while ensuring timely procurement and minimizing business disruption.

Leads ecosystem partnerships for payments R&D by connecting internal engineers and product teams with OEMs, telcos, research labs, and academic institutions. Identifies technology synergies, translates technical discussions into project concepts, facilitates collaborative initiatives, scouts emerging trends, contributes to R&D roadmaps, and communicates project progress and commercial potential to technical and business stakeholders.