Designs, develops, and operates scalable backend services, APIs, data integrations, and microservices. Owns domain architecture, database performance, reliability, observability, incident response, security, testing, and roadmap delivery. Leads design reviews, improves engineering standards, mentors backend engineers, and collaborates with product and global teams. The role requires technical leadership, strong system design, cloud infrastructure experience, and production operation of large-scale consumer applications.

Own Tala’s product strategy and roadmap for fraud prevention, authentication, identity, and risk capabilities. Partner with Engineering, Data Science, Analytics, and business teams to build data-driven fraud products, define decisioning metrics and thresholds, manage fraud incidents, improve customer security, and minimize friction. Lead cross-functional execution from discovery through launch and iteration while managing external technology partners.

Own credit strategy and performance for expansion and partnership portfolios. Monitor KPIs, design approval/pricing/limit policies, lead partnership underwriting, translate data into decisioning improvements, and collaborate with Product and Data Science to implement risk strategies and pilot evaluations.