Designs and oversees end-to-end FinTech solutions spanning digital payments, mobile money, lending, KYC, digital identity, merchant services, and financial platforms. Analyzes customer requirements, creates secure and compliant architectures, leads technical workshops, supports proposals and commercial teams, and guides implementation, integration, testing, performance planning, and deployment. Collaborates with product, engineering, risk, and operations teams while advising banks, fintechs, mobile money providers, and partners.
Join our Team
About this opportunity
The Solution Architect - FinTech is responsible for defining, designing, and delivering end-to-end technical and business solutions across digital payments, mobile money, lending, KYC, digital identity, merchant solutions, and financial services platforms. This role requires strong financial domain knowledge, deep technical expertise, and the ability to work consultatively with customers, partners, and internal stakeholders. The architect will lead solution scoping, requirement analysis, technical design, and deployment oversight while ensuring compliance, security, performance, and regulatory alignment across markets.
Key Responsibilities
FinTech Solution Design & Architecture
Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
Ensure solutions adhere to financial industry standards (PCI-DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).
Customer Engagement & Consultative Advisory
Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
Lead workshops, requirement sessions, and technical deep-dives to define use cases and solution scope.
Prepare and deliver technical proposals, architecture documents, and customer presentations.
Support commercial teams with solution positioning, negotiation, and value articulation.Project Delivery & Implementation Support
Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
Provide architectural governance and ensure alignment with solution blueprint throughout delivery.
Conduct infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
Work closely with product, engineering, risk, and operations teams to ensure successful deployment.
Cross-Functional Collaboration
Collaborate with product roadmap teams, R&D, and engineering to translate market needs into platform features.
Provide continuous feedback to improve solutions, architecture patterns, and product capabilities.
Technical Skills
Architecture design (cloud/on-prem), microservices, containerization, high-availability and DR setups.
Performance tuning, capacity estimation, and infra planning for high-volume financial transactions.
Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
Experience with financial protocols and integrations - ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks.
Knowledge of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
Experience with AI/ML and automation in financial use cases (fraud detection, credit prediction, operational optimization).
Business & Leadership Skills
Strong consultative and customer-facing capabilities.
Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
Ability to mentor, guide teams, and collaborate across multi-functional units.
Excellent communication, problem-solving, and negotiation skills.
"All academic credentials must be from recognized and accredited institutions and are further subject to verification."
Why join Ericsson?At Ericsson, you'll have an outstanding opportunity. The chance to use your skills and imagination to push the boundaries of what's possible. To build solutions never seen before to some of the world's toughest problems. You'll be challenged, but you won't be alone. You'll be joining a team of diverse innovators, all driven to go beyond the status quo to craft what comes next.
What happens once you apply? Click Here to find all you need to know about what our typical hiring process looks like.Encouraging a diverse and inclusive organization is core to our values at Ericsson, that's why we champion it in everything we do. We truly believe that by collaborating with people with different experiences we drive innovation, which is essential for our future growth. We encourage people from all backgrounds to apply and realize their full potential as part of our Ericsson team. Ericsson is proud to be an Equal Opportunity Employer. learn more.
Primary country and city: India (IN) ||
Req ID: 790297
About this opportunity
The Solution Architect - FinTech is responsible for defining, designing, and delivering end-to-end technical and business solutions across digital payments, mobile money, lending, KYC, digital identity, merchant solutions, and financial services platforms. This role requires strong financial domain knowledge, deep technical expertise, and the ability to work consultatively with customers, partners, and internal stakeholders. The architect will lead solution scoping, requirement analysis, technical design, and deployment oversight while ensuring compliance, security, performance, and regulatory alignment across markets.
Key Responsibilities
FinTech Solution Design & Architecture
Design scalable, secure, and regulatory-compliant solutions for digital payments, wallets, merchant transactions, lending, credit scoring, and financial ecosystem integrations.
Analyze customer financial operations, transaction flows, risk controls, and compliance requirements to define optimized solutions.
Translate business requirements into detailed technical designs spanning cloud, APIs, microservices, protocols, and core financial systems.
Ensure solutions adhere to financial industry standards (PCI-DSS, ISO 8583, ISO 20022, AML/CFT, data privacy, etc.).
Customer Engagement & Consultative Advisory
Engage with banks, fintech operators, mobile money providers, and partners to understand business goals and technical landscapes.
Lead workshops, requirement sessions, and technical deep-dives to define use cases and solution scope.
Prepare and deliver technical proposals, architecture documents, and customer presentations.
Support commercial teams with solution positioning, negotiation, and value articulation.Project Delivery & Implementation Support
Support implementation teams during development, integration, testing, and rollout of FinTech platforms.
Provide architectural governance and ensure alignment with solution blueprint throughout delivery.
Conduct infrastructure capacity planning, performance evaluation, and transaction throughput modeling.
Work closely with product, engineering, risk, and operations teams to ensure successful deployment.
Cross-Functional Collaboration
Collaborate with product roadmap teams, R&D, and engineering to translate market needs into platform features.
Provide continuous feedback to improve solutions, architecture patterns, and product capabilities.
Technical Skills
Architecture design (cloud/on-prem), microservices, containerization, high-availability and DR setups.
Performance tuning, capacity estimation, and infra planning for high-volume financial transactions.
Strong understanding of digital payments, wallets, mobile money, merchant acquiring, lending platforms, KYC/AML, fraud systems, and transaction processing.
Experience with financial protocols and integrations - ISO 8583, ISO 20022, REST/JSON APIs, SOAP, SFTP, OAuth2, JWT, Webhooks.
Knowledge of financial compliance, risk controls, settlement processes, reconciliation, and transaction dispute flows.
Experience with AI/ML and automation in financial use cases (fraud detection, credit prediction, operational optimization).
Business & Leadership Skills
Strong consultative and customer-facing capabilities.
Financial acumen to understand revenue models, pricing, ROI, and commercial impact.
Ability to mentor, guide teams, and collaborate across multi-functional units.
Excellent communication, problem-solving, and negotiation skills.
"All academic credentials must be from recognized and accredited institutions and are further subject to verification."
Why join Ericsson?At Ericsson, you'll have an outstanding opportunity. The chance to use your skills and imagination to push the boundaries of what's possible. To build solutions never seen before to some of the world's toughest problems. You'll be challenged, but you won't be alone. You'll be joining a team of diverse innovators, all driven to go beyond the status quo to craft what comes next.
What happens once you apply? Click Here to find all you need to know about what our typical hiring process looks like.Encouraging a diverse and inclusive organization is core to our values at Ericsson, that's why we champion it in everything we do. We truly believe that by collaborating with people with different experiences we drive innovation, which is essential for our future growth. We encourage people from all backgrounds to apply and realize their full potential as part of our Ericsson team. Ericsson is proud to be an Equal Opportunity Employer. learn more.
Primary country and city: India (IN) ||
Req ID: 790297
Similar Jobs at Ericsson
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
Lead end-to-end solution architecture, development, delivery, and lifecycle management for Workforce Management products supporting field operations and service delivery. Translate business requirements into scalable solutions, oversee SDLC activities, manage integrations and deployments, and serve as the technical interface for customers and stakeholders. Drive security, performance, capacity planning, risk management, agile delivery, customer implementations, training, and go-live activities.
Top Skills:
.NetAgileAngularjsAnsibleBitbucketC#Cloud ComputingDevOpsEtomHTML5Ifs FsmIfs PsoIisItilJavaScriptJenkinsOracle DatabaseWeb ServicesXMLXsl
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
Lead a team delivering DevOps automation and solutions for Ericsson’s 4G and 5G customer environments. Responsibilities include performance monitoring, troubleshooting, platform management, system design, CI/CD automation, infrastructure and service lifecycle management, reliability improvements, customer deployments, and operational support. The role requires building scalable cloud-native systems, maintaining DevOps platforms, automating deployment of numerous services, and collaborating with development teams on testing, releases, security, and compliance.
Top Skills:
AgileAnsibleArtifactoryAWSAzureAzure DevopsChefCloudflareDevOpsDockerGCPGitGitGitlabJSONKubernetesPuppetPythonRhelSastScrumShell ScriptingSonarqubeUbuntuYaml
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
Analyze, develop, and execute integration test cases for network systems. Prepare and validate scripts and configurations, troubleshoot issues, perform integration and migration tasks, and maintain accurate operating system, hardware, software, licensing, and configuration data. The role also involves project scoping, cost and time estimation, process adherence, service delivery, stakeholder management, data security, privacy, and compliance with environmental, occupational health, safety, legal, and financial requirements.
Top Skills:
Artificial IntelligenceAutomationData AnalyticsHardwareOperating SystemsSoftware Configuration
What you need to know about the Mumbai Tech Scene
From haggling for the best price at Chor Bazaar to the bustle of Crawford Market, the energy of Mumbai's traditional markets is a key part of the city's charm. And while these markets will always have their place, the city also boasts a thriving e-commerce scene, ranking among the largest in the region. Driven by online sales in everything from snacks to licensed sports merchandise to children's apparel, the local industry is worth billions, with companies actively recruiting to meet the demands of continued growth.
