Jobs at National Payments Corporation Of India (NPCI)

Designs, implements, and manages enterprise IAM and PAM solutions across hybrid cloud, on-premises, and SaaS environments. Responsibilities include privileged account onboarding, RBAC and ABAC, least-privilege and SoD enforcement, JIT/JEA provisioning, session monitoring, access reviews, compliance audits, reporting, and investigation of identity-related security incidents in partnership with the SOC.

Drive end-to-end rollout and adoption of NPCI payment products across acquiring banks, payment aggregators, merchants, and ecosystem partners. Manage partner readiness, testing, certification, migrations, production enablement, and issue resolution. Analyze merchant and transaction data to identify gaps and growth opportunities, develop corrective action plans, monitor implementation of mandates, and provide leadership with progress, risks, and performance insights. Coordinate cross-functional stakeholders and influence external partners to achieve measurable acceptance, activation, and transaction-volume outcomes.

Own end-to-end delivery of India outbound cross-border payment solutions, including UPI interoperability and acceptance use cases. Responsibilities include requirements analysis, solution design, partner and client engagement, payment-flow analysis, API and system integration, regulatory and risk assessment, cross-functional coordination, implementation tracking, testing documentation, reconciliation monitoring, and stakeholder presentations.

Drive growth for NBBL’s B2B payments products through customer acquisition, activation, revenue growth, and relationship management. Partner with banks, payment aggregators, technology service providers, and internal product, technology, compliance, and legal teams. Develop business models and pitches, onboard clients, manage go-live projects, identify new markets and use cases, track performance, and achieve P&L and customer targets.

Manage and grow relationships with banks, fintechs, and ecosystem partners in the foreign exchange category. Drive transaction volume, revenue, penetration, product adoption, partner activation, and business expansion. Develop co-branded go-to-market plans, campaigns, pricing models, and customer engagement initiatives. Coordinate with product, technology, marketing, compliance, and business teams to deliver partner customizations, onboarding, training, and regulatory compliance. Support brand positioning and stakeholder communications while leveraging data and AI-driven insights for business development.

Lead partnerships with technology service providers in NPCI’s partner program. Responsibilities include refining partner value propositions, managing onboarding and compliance, coordinating product certification, tracking engagement metrics, resolving partner queries, collaborating cross-functionally, and preparing MIS reports and insights. The role also applies AI-based intelligence across the partner lifecycle and requires strong knowledge of UPI and card payment products.

Design, develop, and deploy secure, scalable Node.js and TypeScript backend platforms for digital payment ecosystems. Build REST APIs, microservices, authentication frameworks, simulation systems, and event-driven applications using Kafka. Manage databases, caching, containers, Kubernetes deployments, CI/CD, observability, performance optimization, and production reliability. Collaborate with product, security, frontend, and infrastructure teams while supporting high-throughput, mission-critical transaction systems.

Prepare fraud monitoring dashboards and reports, analyze fraud-related financial and non-financial datasets, create visualizations, and support fraud rule validation and performance monitoring. Coordinate data and reporting requirements with internal teams, communicate with banks and external stakeholders, and ensure adherence to processes and timelines.

Develop Java-based smart card and secure payment applications, SDKs, APIs, libraries, and developer tools. Build and validate Java Card applets compliant with EMV, GlobalPlatform, and ISO standards; manage applet lifecycles, cryptographic operations, key management, and secure element interactions. Debug card-host transaction flows, support personalization and certification, resolve production issues, and maintain technical documentation. Collaborate with host system, manufacturing, certification, and cross-functional engineering teams.

Design, develop, and scale Java full-stack applications for high-volume UPI payment systems. Build REST APIs, microservices, React frontends, Kafka-based event processing, and secure authentication workflows. Optimize performance, scalability, reliability, and security while writing tests, participating in code reviews, and collaborating in Agile teams. The role also involves database management, caching, observability, DevOps practices, and production troubleshooting.

Lead B2B business development for digital payment products by driving customer acquisition, activation, revenue, and P&L outcomes. Manage relationships with banks, payment aggregators, payment gateways, and technology service providers. Develop pitches, identify new markets and use cases, coordinate product onboarding and go-live initiatives, and collaborate with internal product, technology, risk, legal, and certification teams. Track rollout performance, resolve client issues, and leverage market, regulatory, competitive, and AI-driven insights.

Leads strategy, roadmap, lifecycle management, and execution for UPI payment products. Drives platform and API development, ecosystem adoption, AI-powered innovation, analytics, experimentation, governance, compliance, and stakeholder alignment across banks, fintechs, merchants, regulators, and technology teams.

Owns the strategy, architecture, development, and lifecycle management of RuPay card and device tokenization products. Leads payment-flow design across NFC, HCE, OEM Pay, and mobile-wallet ecosystems; defines APIs and integrations with technology teams; manages bank, fintech, network, and OEM stakeholders; ensures regulatory and security compliance; and improves product performance, transaction success, and customer experience.

Develop and support enterprise Java applications using Spring Boot, Redis, Kafka, Cassandra, and related technologies. Responsibilities include application development, production support, root cause analysis, performance monitoring, environment configuration, incident troubleshooting, deployments, technical documentation, test case creation, and stakeholder coordination. The role also involves mentoring junior engineers, supporting Agile delivery, and adopting AI-assisted development practices.

Lead the design and development of enterprise-grade applications using Java and Java EE. Apply advanced knowledge of JVM internals, Spring, microservices, REST, distributed systems, event-driven architecture, SQL, Kafka, and relational or NoSQL databases. Create technical architecture documentation, implement testing practices such as TDD, and follow software design and integration best practices.

Build, train, evaluate, and deploy machine learning and generative AI models for fraud detection, financial agents, and safety systems. Develop high-throughput data and inference pipelines using distributed technologies, optimize GPU model serving, maintain feature stores, fine-tune language models, and implement evaluation guardrails. Collaborate with architects and engineers while applying MLOps, cloud, containerization, and software engineering practices.

Lead the design, implementation, and management of IAM and privileged access solutions across Windows, Linux, and macOS environments. Own identity lifecycle management, PAM, endpoint access controls, automated provisioning, access reviews, risk assessments, compliance alignment, and IAM incident response. Develop the IAM roadmap, improve security processes, mentor junior staff, and collaborate with IT, Security, Compliance, and other teams.

Leads RuPay acceptance, credit-on-UPI affordability, EMI solutions, merchant growth, AI-driven payment innovation, and ecosystem expansion across domestic and international markets. Develops product strategies, segment playbooks, merchant and partner journeys, and payment optimization initiatives. Collaborates with banks, acquirers, payment aggregators, gateways, TPAPs, POS providers, and international partners. Uses AI/ML for segmentation, fraud management, approval-rate improvement, personalization, and transaction optimization while managing compliance, settlement, disputes, and product delivery.

Lead B2B product development across the full lifecycle, from ideation, research, and competitive analysis through roadmap planning, requirements, launch, and delivery. Identify customer and market opportunities, develop product and marketing strategies, analyze business insights, translate strategy into requirements and prototypes, and coordinate cross-functional teams and engineering partners to deliver impactful products efficiently.

Manage strategic relationships with partner banks and digital payment stakeholders. Drive growth targets, portfolio expansion, GTM strategy, commercial deals, credit programs, and incentive campaigns for NPCI products and RuPay credit cards. Coordinate with cross-functional teams, track performance metrics, analyze data, resolve escalations, and support business strategy while ensuring timely execution and strong partner satisfaction.