Jobs at National Payments Corporation Of India (NPCI)

Develop and support enterprise Java applications using Spring Boot, Redis, Kafka, Cassandra, and related technologies. Responsibilities include application development, production support, root cause analysis, performance monitoring, environment configuration, incident troubleshooting, deployments, technical documentation, test case creation, and stakeholder coordination. The role also involves mentoring junior engineers, supporting Agile delivery, and adopting AI-assisted development practices.

Lead the design and development of enterprise-grade applications using Java and Java EE. Apply advanced knowledge of JVM internals, Spring, microservices, REST, distributed systems, event-driven architecture, SQL, Kafka, and relational or NoSQL databases. Create technical architecture documentation, implement testing practices such as TDD, and follow software design and integration best practices.

Build, train, evaluate, and deploy machine learning and generative AI models for fraud detection, financial agents, and safety systems. Develop high-throughput data and inference pipelines using distributed technologies, optimize GPU model serving, maintain feature stores, fine-tune language models, and implement evaluation guardrails. Collaborate with architects and engineers while applying MLOps, cloud, containerization, and software engineering practices.

Lead the design, implementation, and management of IAM and privileged access solutions across Windows, Linux, and macOS environments. Own identity lifecycle management, PAM, endpoint access controls, automated provisioning, access reviews, risk assessments, compliance alignment, and IAM incident response. Develop the IAM roadmap, improve security processes, mentor junior staff, and collaborate with IT, Security, Compliance, and other teams.

Leads RuPay acceptance, credit-on-UPI affordability, EMI solutions, merchant growth, AI-driven payment innovation, and ecosystem expansion across domestic and international markets. Develops product strategies, segment playbooks, merchant and partner journeys, and payment optimization initiatives. Collaborates with banks, acquirers, payment aggregators, gateways, TPAPs, POS providers, and international partners. Uses AI/ML for segmentation, fraud management, approval-rate improvement, personalization, and transaction optimization while managing compliance, settlement, disputes, and product delivery.

Lead B2B product development across the full lifecycle, from ideation, research, and competitive analysis through roadmap planning, requirements, launch, and delivery. Identify customer and market opportunities, develop product and marketing strategies, analyze business insights, translate strategy into requirements and prototypes, and coordinate cross-functional teams and engineering partners to deliver impactful products efficiently.

Manage strategic relationships with partner banks and digital payment stakeholders. Drive growth targets, portfolio expansion, GTM strategy, commercial deals, credit programs, and incentive campaigns for NPCI products and RuPay credit cards. Coordinate with cross-functional teams, track performance metrics, analyze data, resolve escalations, and support business strategy while ensuring timely execution and strong partner satisfaction.

Manages operational relationships with member banks, resolving escalations and improving payment-processing performance. Oversees settlement, reconciliation, chargebacks, disputes, compliance follow-ups, and KPI governance across digital payment systems. Performs advanced analysis using Excel, Power BI, and SQL; prepares dashboards and leadership reports. Leads training, knowledge-sharing, process optimization, automation, and AI/ML initiatives while coordinating stakeholders and supporting regulatory responses.

Manage strategic digital payment initiatives across UPI, merchant acceptance, acquiring banks, and fintech partners. Track milestones, certifications, readiness, action items, and stakeholder commitments. Coordinate governance meetings and partner enablement while monitoring adoption, revenue, KPIs, and transaction trends. Prepare dashboards, business reports, CRM updates, presentations, and actionable insights for leadership and business teams.

Leads third-party information security risk, compliance, controls, and cybersecurity oversight for member banks and payment providers. Manages stakeholder relationships with executives, regulators, and government bodies; conducts third-party assessments and audits; identifies and closes security gaps; oversees privacy compliance under DPDP and GDPR; and advises on IAM, cloud, application, infrastructure security, DevSecOps, and international security frameworks.

Lead the design, development, testing, and maintenance of Java applications and services. Build scalable solutions, troubleshoot performance and quality issues, follow architecture and coding standards, and collaborate across development layers. Participate in Agile ceremonies, code reviews, CI/CD, and technical discussions. Manage delivery of multiple modules or small projects, support architectural decisions, and mentor or gradually lead a team of 5–7 developers.

Supports the development and management of IMPS payment products, including bank onboarding, feature enhancements, regulatory compliance, BRD preparation, testing, implementation, and rollout. Provides functional and technical guidance throughout certification and go-live, resolves production issues, monitors transactions, and tracks operational performance. Prepares reports, dashboards, presentations, and management updates while coordinating with banks, technology partners, and internal teams to improve payment services and processes.

Provides data-driven insights and decision support for payment products including RuPay, UPI, Acceptance, and NETC. Builds reusable data assets, dashboards, segmentation frameworks, propensity and attrition models, and portfolio analytics. Partners with product, growth, and commercial teams to optimize customer engagement, pricing, benefits, profitability, and retention. Establishes data governance, quality standards, metric definitions, and test-and-learn frameworks while translating analysis into prioritized business actions.

Implement UPI and card payment solutions for global clients and partners. Lead technical integrations, infrastructure and security assessments, API testing and debugging, technical documentation, solution design communications, client interactions, pre-sales support, RFP participation, and basic technical project management. Serve as a hands-on technical subject matter expert supporting digital products, cross-channel solutions, and market rollouts.

Leads market-wide information security, cyber resilience, privacy governance, risk management, regulatory compliance, and assurance for India’s digital payments ecosystem. The role develops security frameworks, coordinates cyber drills and incident preparedness, drives privacy and DPDP readiness, manages systemic and third-party risk, engages regulators and industry stakeholders, and reports cybersecurity, privacy, and resilience metrics to executives and boards.

Supports settlement risk management across payment clearing and settlement activities. Responsibilities include monitoring credit, liquidity, operational, concentration, and participant default risks; assessing exposures, limits, collateral, and breaches; developing risk policies, dashboards, reports, and governance materials; supporting stress testing and control assessments; tracking remediation actions; and providing independent oversight and challenge to risk owners. The role also analyzes risk data, supports GRC tool implementation, monitors regulatory developments, and contributes to AI-enabled risk monitoring.

Manage relationships with large corporates, fintechs, merchants, and partners while supporting onboarding, integration, operational readiness, and lifecycle management. Drive UPI and RuPay adoption, identify growth opportunities, develop payment strategies, execute pilot initiatives, coordinate CXO-level stakeholders, and support regulatory compliance. Use SQL and data visualization to inform partner and business decisions.

Manage end-to-end foreign exchange back-office operations, including trade confirmations, settlements, reconciliations, reporting, compliance, risk management, bank relationships, and audits. Support FX management strategy, monitor rates and regulatory changes, maintain banking and FX systems, coordinate system enhancements, resolve operational issues, and provide financial reporting to senior leadership. The role also drives process improvements and collaborates with internal teams, banks, auditors, and external consultants.

Manage and grow strategic relationships with banks, fintech partners, and ecosystem stakeholders in foreign exchange and cross-border payments. Responsibilities include delivering revenue and transaction targets, identifying expansion opportunities, activating partner channels, executing co-branded go-to-market campaigns, coordinating product enhancements, onboarding partners, conducting engagement programs, managing brand positioning, and ensuring regulatory compliance. The role requires expertise in forex, trade finance, payments, FEMA, LRS, enterprise sales, channel management, and senior stakeholder engagement.

Lead NETC FASTag product strategy, roadmap, development, compliance, operations, stakeholder engagement, and performance optimization. Partner with banks, regulators, technology providers, and internal teams to deliver scalable tolling products. Own KPIs including active users, issuance, transaction volumes, and revenue while improving onboarding, reconciliation, disputes, and customer experience.