Jobs at National Payments Corporation Of India (NPCI)

Implement UPI and card payment solutions for global clients and partners. Lead technical integrations, infrastructure and security assessments, API testing and debugging, technical documentation, solution design communications, client interactions, pre-sales support, RFP participation, and basic technical project management. Serve as a hands-on technical subject matter expert supporting digital products, cross-channel solutions, and market rollouts.

Leads market-wide information security, cyber resilience, privacy governance, risk management, regulatory compliance, and assurance for India’s digital payments ecosystem. The role develops security frameworks, coordinates cyber drills and incident preparedness, drives privacy and DPDP readiness, manages systemic and third-party risk, engages regulators and industry stakeholders, and reports cybersecurity, privacy, and resilience metrics to executives and boards.

Supports settlement risk management across payment clearing and settlement activities. Responsibilities include monitoring credit, liquidity, operational, concentration, and participant default risks; assessing exposures, limits, collateral, and breaches; developing risk policies, dashboards, reports, and governance materials; supporting stress testing and control assessments; tracking remediation actions; and providing independent oversight and challenge to risk owners. The role also analyzes risk data, supports GRC tool implementation, monitors regulatory developments, and contributes to AI-enabled risk monitoring.

Manage relationships with large corporates, fintechs, merchants, and partners while supporting onboarding, integration, operational readiness, and lifecycle management. Drive UPI and RuPay adoption, identify growth opportunities, develop payment strategies, execute pilot initiatives, coordinate CXO-level stakeholders, and support regulatory compliance. Use SQL and data visualization to inform partner and business decisions.

Manage end-to-end foreign exchange back-office operations, including trade confirmations, settlements, reconciliations, reporting, compliance, risk management, bank relationships, and audits. Support FX management strategy, monitor rates and regulatory changes, maintain banking and FX systems, coordinate system enhancements, resolve operational issues, and provide financial reporting to senior leadership. The role also drives process improvements and collaborates with internal teams, banks, auditors, and external consultants.

Manage and grow strategic relationships with banks, fintech partners, and ecosystem stakeholders in foreign exchange and cross-border payments. Responsibilities include delivering revenue and transaction targets, identifying expansion opportunities, activating partner channels, executing co-branded go-to-market campaigns, coordinating product enhancements, onboarding partners, conducting engagement programs, managing brand positioning, and ensuring regulatory compliance. The role requires expertise in forex, trade finance, payments, FEMA, LRS, enterprise sales, channel management, and senior stakeholder engagement.

Lead NETC FASTag product strategy, roadmap, development, compliance, operations, stakeholder engagement, and performance optimization. Partner with banks, regulators, technology providers, and internal teams to deliver scalable tolling products. Own KPIs including active users, issuance, transaction volumes, and revenue while improving onboarding, reconciliation, disputes, and customer experience.

Lead product strategy and lifecycle execution for digital bill payment products. Responsibilities include customer and market research, competitive analysis, roadmap development, requirements and prototype creation, launch planning, data-driven insights, and cross-functional coordination with engineering and business teams. The role requires translating product strategy into delivered products, managing dependencies, optimizing time-to-market, and communicating recommendations to executive stakeholders.

Manages end-to-end relationships with assigned cooperative and regional rural banks, serving as the primary contact for business, operational, and service matters. Analyzes account performance, supports growth, coordinates product onboarding and project implementation, resolves stakeholder issues, and ensures regulatory and NPCI compliance. Also identifies process gaps and leads automation and operational improvement initiatives to enhance efficiency, service quality, and turnaround times.

Manage relationships with banks, payment aggregators, payment service providers, and enterprise merchant acquirers to expand NPCI payment product adoption. Drive merchant acceptance, activation, compliance, partner enablement, testing, certification, pilots, and production readiness. Support new payment capabilities, recurring payments, device integrations, and enterprise solutions. Use AI-enabled analytics to monitor acceptance, identify gaps, prioritize interventions, improve partner effectiveness, and develop adoption-focused use cases.

Lead innovation and product strategy across the UPI ecosystem, defining roadmaps, AI-enabled discovery, experimentation, API-first platform evolution, and adoption goals. Partner with engineering teams and ecosystem participants to deliver scalable, reliable payment capabilities. Establish governance, launch readiness, monitoring, and continuous improvement frameworks while influencing executives, industry stakeholders, and product leaders. The role requires deep expertise in digital payments, platform products, distributed systems, AI/ML applications, analytics, and high-scale mission-critical environments.

Manages company and group-company accounting, timely book closures, financial reporting under IND-AS, budgets, forecasts, MIS, tax and statutory compliance, audits, internal controls, and finance SOPs. Leads accounting policy adherence and related-party transaction compliance while managing and motivating finance teams. Requires a Chartered Accountant with 10–12 years of experience and strong knowledge of Companies Act, Direct Tax, GST, Accounting Standards, and IND-AS.

Lead global UPI product planning and implementation for NIPL. Responsibilities include designing and customizing products for international markets, managing product portfolios and P&L, negotiating partner agreements, researching payment markets and competitors, developing business cases, securing regulatory and board approvals, establishing operating rules and SLAs, and coordinating Risk, Compliance, Operations, Channel, and Business teams.

Lead technical operations for UPI, RuPay, remittance, and payment acceptance systems. Monitor transactions, manage settlements and SFTP files, investigate declines, coordinate incident resolution, execute maintenance and upgrades, improve and automate processes, generate MIS reports, maintain documentation, and ensure regulatory compliance. Collaborate with banking partners, development, QA, and security teams while supporting 24x7 operations across shifts.

Lead enterprise operational and technology risk management, including risk assessments, control self-assessments, key risk indicators, incident management, mitigation tracking, risk appetite frameworks, governance coordination, and executive reporting. The role evaluates risks from systems, projects, products, process changes, and outsourcing arrangements while challenging controls, corrective actions, thresholds, and escalation processes.

Lead the strategy, roadmap, delivery, and profitability of a UPI cross-border remittance product. Responsibilities include developing business requirements, operating processes, risk controls, product documentation, governance, fraud operations, testing, launches, stakeholder communications, and continuous process improvement. The role partners with technology, compliance, risk, operations, legal, finance, business teams, vendors, audit, and project management to increase revenue, reduce losses, improve customer experience, and optimize product margins.

Lead client implementation and readiness activities involving payment API design, especially UPI; assess infrastructure and security architectures; interpret API specifications; document technical solutions; coordinate development and testing lifecycles; manage client interactions, project tracking, and internal and external stakeholder communications.

Design, develop, test, and maintain high-performance distributed systems for a CBDC project using Rust. Collaborate on requirements, conduct code reviews, troubleshoot complex issues, optimize performance, and establish coding standards and documentation. Apply systems programming expertise in memory management, concurrency, networking, asynchronous development, cryptography, and Linux engineering while contributing to agile team practices.

Manage end-to-end back-office projects and daily UPI and RuPay operations, including clearing, settlement, transaction monitoring, incident resolution, UAT, system enhancements, compliance, audits, reporting, stakeholder management, and process optimization. The role coordinates banks, PSPs, TPAPs, vendors, technology, product, risk, compliance, and NPCI teams while improving operational performance, scalability, customer experience, and partner outcomes.

Leads technical implementation and readiness for global clients and partners supporting UPI and RuPay acceptance, remittance, licensing, and digital product rollouts. Designs payment API architectures, evaluates infrastructure and security models, reviews code and development lifecycles, prepares technical specifications and RFP responses, and manages client-facing solution discussions. The role requires hands-on technical project management, strong documentation, and the ability to explain complex solution designs.