Jobs at DBS Bank Ltd

Acquire and manage a diversified SME portfolio (IBG4 segment) by sourcing new-to-bank asset relationships, cross-selling banking products, ensuring timely sanctions/disbursements, monitoring portfolio health, maintaining nil delinquencies, and complying with KYC/AML and bank policies to meet revenue and profitability targets.

Own end-to-end product management for SME lending programs across ecosystem, co-lending, and alternate lending partnerships. Design credit programs, SOPs, risk controls, portfolio governance, ensure regulatory and digital compliance, support digital journey implementation, collaborate with stakeholders and partners, provide portfolio insights, and enable commercialization and training for frontline teams.

Support relationship teams by preparing credit memos, performing credit appraisal and financial analysis for dealer/supply chain finance SME clients, monitoring portfolios for risk and irregularities, ensuring compliance, managing documentation, and driving cross-sell and customer retention.

Support relationship managers by preparing credit proposals, financial spreads and memos; monitor SME portfolios for risks, ensure regulatory compliance and documentation, assist client servicing and cross-sell transaction banking products, and follow up on overdue accounts to minimize NPAs.

Manage technology and operational risks for a Line of Business Technology (LOBT). Drive regulatory compliance, coordinate audits, manage issues and remediation, perform risk assessments (including outsourcing, DR/BCP, code/deployment governance), maintain RCSAs, and engage stakeholders across Technology, Operations, Compliance and regional risk teams to close findings and monitor incidents.

Perform KYC, CDD and EDD reviews for SME and Institutional Banking clients to ensure AML regulatory compliance. Assess customer risk, review documentation and financials, identify and escalate financial crime or sanctions concerns, support onboarding and periodic reviews, partner with stakeholders, maintain records for audits, and drive process improvements.

Lead AML/CFT/KYC/Sanctions advisory and transaction surveillance for the bank in India. Develop and implement policies, controls and technology; manage regulatory interactions (RBI, FIU), drive enterprise-wide risk assessments, reduce false positives, and build a high-performing team as alternate Principal Officer reporting to Head Financial Crime Compliance.

Provide credit support and approvals for SME lending, evaluate lending proposals using financial statement and bank-statement/GST analysis, ensure compliance with RBI/MAS and internal credit policy, monitor portfolios and delinquency, and maintain turnaround time and credit controls to manage portfolio NPLs.

Lead money mule detection and prevention within the bank by developing SOPs, automation, analytical models, and real-time monitoring; investigate alerts, escalate to regulators, train stakeholders, and collaborate across AML/KYC, fraud, operations, and business units to reduce mule typologies and ensure regulatory compliance.

Lead credit risk portfolio monitoring, stress testing and committee management. Ensure regulatory compliance through credit policy updates, ICAAP and regulatory submissions. Support portfolio insights, operational risk as UORM, and risk governance documents and presentations.

Support SME sales performance through MIS, financial analytics, KPI monitoring, budgeting, variance analysis, and portfolio reporting. Prepare executive Sales Business Review presentations, resolve income reporting queries with Finance and Product teams, drive productivity initiatives, and automate MIS/reporting processes to improve sales effectiveness and reporting timeliness.

Manage a virtual banking portfolio of SME clients by providing personalized financial advisory, analyzing portfolios, recommending investment strategies, collaborating for onboarding and service delivery, monitoring performance, resolving client inquiries, and contributing to virtual banking initiatives.

Lead design, development, and deployment of full-stack applications. Provide technical leadership and mentorship to a team of 5–10 developers. Coordinate with stakeholders to gather requirements, translate business needs into scalable solutions, perform hands-on Python and SQL development, review code, enforce best practices, and manage project timelines and deliverables.

Monitor and analyze AML alerts from the transaction surveillance system, disposition alerts, prepare STR/CTR/NTR filings and GoS, produce MIS and trend analysis, support AML/KYC/sanctions advisory, update watchlists, and assist with AML automation and ad-hoc reporting.

Provide credit support and approvals for SME segment, evaluate lending proposals (including bank-statement analysis), implement credit policy and controls, monitor portfolios and delinquency, ensure compliance with RBI/MAS and internal policies, and maintain turnaround time benchmarks.

Acquire, engage and grow high-net-worth Treasures clients (TRV ≥ INR 30 lakhs), achieve volume and revenue targets, deepen wallet share via cross-sell/up-sell, ensure portfolio reviews with specialists, deliver exemplary customer service and maintain regulatory and internal compliance.

Manage a virtual SME portfolio, provide financial advisory and investment solutions, analyze portfolios, recommend strategies, onboard clients, monitor performance, resolve client issues, and support virtual banking initiatives.

Lead data analysis to surface business insights and portfolio health; partner with product and regional teams to define metrics; design A/B tests and validate models; support data engineering to build automated pipelines and dashboards; drive ML product testing, deployment, and data-driven improvements to customer journeys.

Manage a diversified virtual SMB portfolio by providing personalized financial advisory, analyzing client portfolios, recommending investment strategies, onboarding clients, collaborating with teams, monitoring performance and market trends, resolving inquiries, and contributing to virtual banking initiatives and best practices.

Manage credit documentation and related controls for corporate clients: ensure documents reflect credit conditions, liaise with Credit/BU/Legal/vendors, track monitoring conditions, maintain custody and verification of security papers, drive process improvements, and supervise a small team.