Jobs at DBS Bank Ltd

Manage and execute customer communication campaigns for consumer banking marketing and product teams. Responsibilities include campaign list creation, campaign design and build, QA, maker-checker controls, workflow execution, performance tracking, and use of enterprise marketing platforms such as HCL Unica. The role requires SQL-based customer analysis, collaboration with analytics and technical teams, prioritization of business-critical work, and timely, error-free campaign delivery.

Leads strategic sourcing, contract negotiations, cost optimization, and vendor governance for technology infrastructure, software, cybersecurity, data centers, and IT services. Develops category strategies, negotiates pricing and SLAs, conducts reverse auctions, manages vendor risk and regulatory compliance, and oversees vendor performance, renewals, disputes, and rationalization. Partners with technology, finance, risk, information security, and legal stakeholders to improve procurement and procure-to-pay processes.

Provides L2 application and infrastructure support for project and production environments. Responsibilities include setting up UAT environments, managing CI/CD deployments, configuring enterprise applications, troubleshooting application, database, middleware, and infrastructure issues, monitoring system performance, conducting root cause analysis, and supporting incident and change management. The role collaborates with development, infrastructure, and business teams in complex enterprise or banking environments.

Leads treasury operations for the Indian market, overseeing transaction processing, settlement, confirmations, funds management, reporting, reconciliations, and resolution of breaks. Ensures compliance with RBI regulations and internal policies, manages operational risk assessments, drives straight-through processing and productivity improvements, and guides teams across treasury products, especially fixed income and bonds. Collaborates with front office, auditors, regulators, risk teams, and internal stakeholders while managing treasury projects and process improvements.

Conduct KYC, CDD, and EDD reviews for SME and institutional banking clients. Assess customer risk using financial data, ownership structures, and supporting documentation; identify and escalate AML, sanctions, financial crime, and regulatory concerns. Collaborate with relationship managers, compliance, legal, and operations teams; maintain accurate records; support audits and inspections; monitor regulatory changes; and improve KYC processes and controls.

Monitor and analyze fraud transaction-surveillance alerts, determine appropriate dispositions, and support regulatory reporting such as FMR and CPFIR. Collaborate with operations, business, compliance, legal, audit, and other stakeholders on fraud-related matters. Maintain watch and caution lists, prepare MIS and trend analyses, advise business units on fraud and scam risks, support thematic studies, and contribute to fraud-monitoring automation and process improvements.

Investigate and mitigate money mule activity by analyzing transactions and customer profiles, conducting thorough AML investigations, collaborating with compliance/legal teams, maintaining records, developing detection controls, and supporting training and industry engagement. Shift work (24/7) may be required.

Ensures regulatory adherence across banking operations by monitoring new and amended regulations, conducting independent assessments and gap analyses, coordinating remediation with Operations and Technology teams, updating procedures, supporting risk and control self-assessments, and promoting compliance through training and communications. The role covers Institutional, Consumer Banking, and Financial Markets operations and involves regulatory returns, audits, and engagement with local financial regulators.

Conduct KYC, CDD, and EDD reviews for SME and institutional banking clients. Assess customer risk using financial, ownership, and supporting documentation; identify and escalate AML, sanctions, financial crime, and regulatory concerns. Maintain accurate records, support onboarding, remediation, periodic reviews, audits, and regulatory inspections. Collaborate with relationship managers, compliance, legal, and operations teams, advise stakeholders on KYC matters, monitor regulatory developments, and improve KYC processes and controls.

Conduct KYC, CDD, and EDD reviews for SME and institutional banking clients. Assess customer risk using financial, ownership, and supporting documentation; identify and escalate AML, sanctions, financial crime, and regulatory concerns. Maintain accurate records, support onboarding, remediation, audits, and periodic reviews, and collaborate with relationship managers, compliance, legal, and operations teams. Monitor regulatory developments and improve KYC processes and controls.

Provide credit support and risk assessment for SME lending in Western region, review and approve proposals, monitor portfolio delinquency, ensure compliance with RBI and bank credit policies, and liaise with relationship teams and regulators.

Conduct KYC, CDD, and EDD reviews for SME and institutional banking clients. Assess customer risk using financial, ownership, and supporting documentation; identify and escalate AML, sanctions, financial crime, and regulatory concerns. Collaborate with relationship managers, compliance, legal, and operations teams, maintain accurate records, support audits and inspections, monitor regulatory changes, and improve KYC processes.

Manage technology and operational risks for a Line of Business Technology (LOBT). Drive regulatory compliance, coordinate audits, manage issues and remediation, perform risk assessments (including outsourcing, DR/BCP, code/deployment governance), maintain RCSAs, and engage stakeholders across Technology, Operations, Compliance and regional risk teams to close findings and monitor incidents.

Lead AML/CFT/KYC/Sanctions advisory and transaction surveillance for the bank in India. Develop and implement policies, controls and technology; manage regulatory interactions (RBI, FIU), drive enterprise-wide risk assessments, reduce false positives, and build a high-performing team as alternate Principal Officer reporting to Head Financial Crime Compliance.

Provide credit support and approvals for SME lending, evaluate lending proposals using financial statement and bank-statement/GST analysis, ensure compliance with RBI/MAS and internal credit policy, monitor portfolios and delinquency, and maintain turnaround time and credit controls to manage portfolio NPLs.

Manage a virtual banking portfolio of SME clients by providing personalized financial advisory, analyzing portfolios, recommending investment strategies, collaborating for onboarding and service delivery, monitoring performance, resolving client inquiries, and contributing to virtual banking initiatives.

Lead design, development, and deployment of full-stack applications. Provide technical leadership and mentorship to a team of 5–10 developers. Coordinate with stakeholders to gather requirements, translate business needs into scalable solutions, perform hands-on Python and SQL development, review code, enforce best practices, and manage project timelines and deliverables.

Support SME sales performance through MIS, financial analytics, KPI monitoring, budgeting, variance analysis, and portfolio reporting. Prepare executive Sales Business Review presentations, resolve income reporting queries with Finance and Product teams, drive productivity initiatives, and automate MIS/reporting processes to improve sales effectiveness and reporting timeliness.

Monitor and analyze AML alerts from the transaction surveillance system, disposition alerts, prepare STR/CTR/NTR filings and GoS, produce MIS and trend analysis, support AML/KYC/sanctions advisory, update watchlists, and assist with AML automation and ad-hoc reporting.

Provide credit support and approvals for SME segment, evaluate lending proposals (including bank-statement analysis), implement credit policy and controls, monitor portfolios and delinquency, ensure compliance with RBI/MAS and internal policies, and maintain turnaround time benchmarks.