Job Description:
Job Title - Working Capital Risk Analyst, AVP
Location - Mumbai, India
Role Description:
Working Capital Risk Team is looking for bright candidates with a Finance/Risk Management background to support overall risk analysis & rating for international debtors in Factoring programs. The role would suit for an individual looking to develop product knowledge, business understanding, risk factors & related portfolio risk in a challenging fast-paced environment, where the team and individual can make significant contribution for the Global Corporate Bank – Working Capital Risk Team.
What we’ll offer you
As part of our flexible scheme, here are just some of the benefits that you’ll enjoy
- Best in class leave policy
- Gender neutral parental leaves
- 100% reimbursement under childcare assistance benefit (gender neutral)
- Sponsorship for Industry relevant certifications and education
- Employee Assistance Program for you and your family members
- Comprehensive Hospitalization Insurance for you and your dependents
- Accident and Term life Insurance
- Complementary Health screening for 35 yrs. and above
Your key responsibilities
- Taking care of Risk/Financial analyses, ratio analysis for international companies with regard to internal/external policies, Key Operating Procedures and regulatory requirements and International accounting approaches
- Analyze and rate incoming counterparties/Debtors based on financials.
- Communicate of analysis & rating results with stakeholders in Germany and clarify on open questions.
- Looking for ESG, group sustainability factors with eye on reputational risk
- Maintain internal reporting to ensure proper monitoring of completion.
- Maintain internal process documents and develop Key Operation Procedures.
- Work closely with internal partners including but not limited to Sales, Product managers and Services team to promote Deutsche Bank's trade finance services and resolve roadblocks that hinder closure of deals with thorough understanding of trade policies and compliance guidelines
Your skills and experience
- Bachelor’s/Master’s degree in Finance, Engineering and Economics/Applied Economics,
- 8-10 years of work experience in relevant field of Finance and/or Risk Management and/or Analytics
- A good understanding of Trade Finance products especially Factoring
- Sound knowledge and understanding of the risks, control, compliance and regulatory environment and requirements in Banking with focus on Trade Finance
- Ability to challenge the status quo and can think ‘outside the box’
- Knowledge of advanced MS applications
- Strong communication skills with excellent English, both orally and written; German is a plus. Other languages as well are welcome.
- Effective organizational skills, i.e., the ability to manage multiple and often competing tasks simultaneously under tight deadlines and pressure. Decisiveness and performance oriented
- Ability to successfully navigate a complex, international organization, build strong relationships and work collaboratively with business and management
- Self-starter with ability to solve problems in an independent and successful manner, while supporting team goals/ objectives. Willingness to accept responsibility for tasks and projects
How we’ll support you
- Training and development to help you excel in your career
- Coaching and support from experts in your team
- A culture of continuous learning to aid progression
- A range of flexible benefits that you can tailor to suit your needs
About us and our teams
Please visit our company website for further information:
https://www.db.com/company/company.htm
We strive for a culture in which we are empowered to excel together every day. This includes acting responsibly, thinking commercially, taking initiative and working collaboratively.
Together we share and celebrate the successes of our people. Together we are Deutsche Bank Group.
We welcome applications from all people and promote a positive, fair and inclusive work environment.
