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Kotak Mahindra Bank

Tech Ops Engineering II-SUPPORT SERVICES-CTO - In House Engineering

Posted 8 Hours Ago
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In-Office
Mumbai, Maharashtra, IND
Entry level
In-Office
Mumbai, Maharashtra, IND
Entry level
Provide L2/L3 production support for digital payment platforms, resolve transaction and API incidents, lead major incident management, perform root cause analysis, and improve system reliability. Build monitoring and alerting dashboards, support disaster recovery drills, trace distributed transactions, and coordinate with engineering teams, partner banks, NPCI, RBI, and other regulators. Maintain payment infrastructure, integrations, documentation, compliance, and resilience across high-throughput systems.
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Job Title: Production Site Reliability Engineer (SRE) – Digital Payments

Role Overview

We are seeking a highly technical and driven Production SRE Engineer to manage and monitor mission-critical payment platforms including UPI, IMPS, and Payment Hub systems & various Payment Applications.

The role focuses on ensuring high availability, low latency, and seamless transaction experience for customers. The incumbent will collaborate with cross-functional teams (Engineering, Business, Compliance) and external regulators (RBI, NPCI) to maintain resilient and scalable payment infrastructure. 

 

Key Responsibilities

Production Support & Incident Management

  • Provide L2/L3 production support for UPI, IMPS, and Payment Hub platforms & various Payment Applications.
  • Diagnose, triage, and resolve transaction failures, timeouts, and API disruptions.
  • Lead and participate in Major Incident Management (MIM) calls and ensure timely stakeholder communication.
  • Manage incidents, service requests, and problem tickets via Jira, ServiceNow.
  • Provide regular updates to internal stakeholders and regulatory bodies (NPCI/RBI) during critical issues.

Reliability Engineering & RCA

  • Perform deep-dive Root Cause Analysis (RCA) for recurring payment and system issues.
  • Implement preventive and corrective measures to improve system stability.
  • Drive SRE best practices including error budgets, SLIs/SLOs, and system resilience.
  • Experience in managing DR Drills & Documentations. 
  • Reviewing the SOPs & its relative documentations. 

Monitoring, Observability & System Engineering

  • Monitor key performance indicators: 
    • Transaction success rates
    • Latency and response times
    • Failure trends and retries
  • Build and maintain dashboards using: 
    • ELK Stack, Grafana, Kibana, Splunk, Datadog, Prometheus
  • Establish proactive alerting and anomaly detection mechanisms.
  • Work closely with engineering teams to design and optimize: 
    • High-throughput payment switches
    • Routing logic
    • Settlement and reconciliation systems
  • Understand and support UPI architecture, IMPS rails, and payment orchestration layers & various Payment Applications.
  • Trace end-to-end transaction lifecycle across distributed systems.

External Partner & Regulatory Coordination

  • Coordinate with NPCI, partner banks, and TPAPs during outages, reconciliation issues, or network disruptions.
  • Lead integrations and ensure seamless onboarding of ecosystem participants.
  • Ensure compliance with: 
    • RBI guidelines and data localization mandates
    • NPCI operational and technical standards

Technical Skills & Expertise

Payments Domain Knowledge

  • Strong expertise in: 
    • UPI architecture and flows
    • IMPS rails
    • Payment gateway / switch systems
    • Payment Hub orchestration & various Payment Applications.

Core Technical Skills

  • Advanced SQL proficiency (joins, aggregations, stored procedures)
  • Strong hands-on experience in: 
    • Linux/UNIX systems administration
    • Shell scripting
  • Ability to: 
    • Read , Write and interpret All types documentation (SOPs, workflows, etc.)
    • Understand database schemas
    • Analyse system architecture and latency

Monitoring & Observability Tools

  • Hands-on expertise with: 
    • ELK Stack (Elasticsearch, Logstash, Kibana)
    • Grafana, Prometheus
    • Splunk, Datadog

DevOps & Cloud

  • Experience with:  
    • CI/CD pipelines, Containerization (Docker, Kubernetes)
  • Cloud platforms:  
    • AWS / GCP / Azure
 

Key Competencies

  • Strong problem-solving and analytical skills
  • High ownership in production environments
  • Ability to work under pressure in real-time systems
  • Strong stakeholder communication and coordination
  • Focus on reliability, scalability, and performance
  • Must have can do, takes initiative, Drives end to end deliverables. 
  • Proactive, solution-oriented mindset with ownership to resolve production issues under pressure. 
  • Ability to clearly articulate incidents, updates, and RCA to stakeholders, leadership, and regulators. 
  • Works effectively with cross-functional teams (engineering, product, partners, regulators). 
  • Structured thinking to diagnose complex system failures and drive long-term fixes. 
  • Ability to stay calm and effective during high-severity incidents and critical outages.
  • Knowledge of PCI-DSS compliance, Financial data governance & security best practices
  • Quickly adapts to changing technologies, incidents, and regulatory requirements in a fast-evolving payments ecosystem. 
  • Precision in analysing logs, transactions, and system behaviour to avoid critical errors in production. 
  • Effectively manage multiple incidents, tasks, and escalations in a high-pressure environment. 
  • Ability to handle expectations and coordinate with internal teams, partners, and regulators efficiently. 
  • Takes ownership to make quick, informed decisions during outages or critical production incidents & communications to various Stake holders including Regulatory.

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