Owns the strategy, architecture, development, and lifecycle management of RuPay card and device tokenization products. Leads payment-flow design across NFC, HCE, OEM Pay, and mobile-wallet ecosystems; defines APIs and integrations with technology teams; manages bank, fintech, network, and OEM stakeholders; ensures regulatory and security compliance; and improves product performance, transaction success, and customer experience.
Role
Overview
The
RuPay Product Senior Lead / Dy. Incharge – Core is responsible for building,
enhancing, and evolving the core product capabilities of the RuPay card
network. The role focuses on architecting large‑scale payment platforms,
strengthening the scheme’s core infrastructure, driving innovation aligned with
global card payment ecosystems, and ensuring best‑in‑class product design.
Key
Responsibilities
- Lead the end-to-end product ownership of
RuPay Device/Card Tokenization solutions.
- Drive strategy, development, and lifecycle
management of tokenization products across ecosystems (NFC, HCE, OEM Pay,
etc.).
- Design and oversee payment flows, ensuring
seamless and secure customer journeys across channels.
- Work closely with technology teams to
define and validate product APIs, integration flows, and architecture.
- Collaborate with internal and external
stakeholders (banks, networks, OEMs, fintechs) for product adoption and
ecosystem expansion.
- Ensure compliance with network rules,
security standards, and regulatory guidelines.
- Monitor product performance, usage
metrics, and continuously improve customer experience and transaction
success rates.
Core
Competencies
· Strong
understanding of device & card tokenization.
· Deep
knowledge of payment ecosystems, transaction flows (Card Present & Card Not
Present).
· Expertise
in API-based product design and integration flows.
· Familiarity
with digital payments, NFC, mobile wallets, and token requestor ecosystems.
Requirements
- Strong
Product Management experience in Digital Payments, Banking, Fintech, or
Financial Services.
- Deep
understanding of UPI, payment systems, APIs, and digital payment
ecosystems.
- Experience
managing large-scale products from conception to launch and optimization.
- Strong
analytical, problem-solving, and stakeholder management skills.
- Exposure
to AI, GenAI, Machine Learning, data analytics, and platform products is
highly desirable.
- Excellent
communication and executive presentation skills.
National Payments Corporation Of India (NPCI) Mumbai, Maharashtra, IND Office
The Capital, B Wing, 10th Floor,, Bandra Kurla Comple, Mumbai, Maharashtra , India, 400051
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