Analyze large datasets using Excel to detect emerging credit risks and RFA borrowers per RBI guidance; manage audits and watchlist processes; coordinate tech enhancements; develop early-warning monitoring tools; prepare reports and presentations for senior management.
Key Responsibilities & Requirements:
- Having good knowledge of the latest circulars of RBI and its implications
- Having experience in handling various audits internally like concurrent, internal, RBI and Statutory.
- Having sound understanding of industry , local market practises , customers and keep up to date knowledge of EW products
- Having good knowledge of excel for data analytics and analyze large, complex datasets to identify emerging credit risks, customer behaviour shifts, and portfolio vulnerabilities
Job Duties & responsibilities
- Conduct financial analysis and identify potential RFA borrowers based on guidance as per RBI circular and proactively recommending them to the Red Flag Governance Group.
- Engage with Tech teams both at the Bank and at the vendor’s end to ensure timely tech related enhancements including production issues are timely implemented.
- Organizing, attending, actively participating and preparing minutes of the Watchlist calls for all segments
- Develop and enhance monitoring tools for early-warning systems, stress indicators, and predictive frameworks.
- Preparing impactful presentations and reports for senior management review and decision making
Location:
MumbaiJob:
Risk ManagementSchedule:
RegularEmployee Status:
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