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Kotak Mahindra Bank

Product Manager-Government Business-TASC-Government Business-Product Manager

Posted 7 Hours Ago
Be an Early Applicant
In-Office
Mumbai, Maharashtra, IND
Entry level
In-Office
Mumbai, Maharashtra, IND
Entry level
Owns government banking products and propositions from concept through implementation, commercialization, and performance management. Develops client solutions, proposals, presentations, and demonstrations; manages technology partners, vendors, contracts, and delivery quality. Coordinates cross-functional stakeholders across business, technology, operations, compliance, legal, finance, and risk. Tracks adoption, revenue, and outcomes while overseeing governance, risk controls, audit readiness, training, and market intelligence.
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Responsibilities

Key Responsibilities:

  1. Proposition Management

  • Understand government departments' workflows, operational challenges and business requirements to propose the relevant and scalable solutions
  • Identify market opportunities, customer needs and industry trends to enhance the Government Banking value proposition
  • Prepare and share client proposals based on the input received from client or business team
  • Prepare and deliver client presentations, product demonstrations, workshops and strategic solution discussions
  • Provide subject matter expertise during client onboarding and implementation
  • Support execution of agreements, contracts and MoUs with government entities
  • Ensure end-to-end delivery and implementation of vendor-based solutions after award of mandate
  • Facilitate resolution of solution-related queries in coordination with business teams and external partners.
  • Drive customer engagement initiatives to strengthen relationships and improve solution adoption

2. Tech Partners & Solution Management

  • Maintain a strong understanding of solutions relevant to government departments and public sector institutions
  • Track market offerings, emerging technologies, vendor capabilities and competitor bank propositions
  • Identify opportunities to introduce white-labelled and partner-led solutions to strengthen the Government Banking portfolio
  • Evaluate, onboard and manage strategic solution partners and vendors
  • Define functional requirements and commercial structures with vendors
  • Facilitate internal approval processes for vendor-led solutions and commercial structures, ensuring alignment with cost-benefit analysis and business objectives

  • Manage vendor agreements, contract renewals 
  • Ensure delivery quality, service performance and commercial effectiveness of vendor-led solutions.

3. Stakeholder Management & Business Governance:

  • Collaborate closely with Government Banking business teams to drive proposition adoption and client acquisition.
  • Coordinate with other internal product, technology, operations, compliance, legal, finance, and risk teams for solution implementation and process design
  • Track client-wise solution proposed, deployment, adoption, revenue generation and business outcomes
  • Prepare MIS, dashboards, progress reports and business reviews for senior management
  • Publish monthly Government Banking newsletters and periodic knowledge-sharing content
  • Conduct training and awareness programs for business teams on products, solutions and market developments
  • Manage stakeholder communications and drive alignment across business, technology, operations and regulatory functions
  • Ensure effective execution of risk and control activities, including RCSA, risk assessments, audit readiness, control monitoring, and closure of audit observations
  • Own assigned products throughout the lifecycle, from concept and development to implementation, commercialization, revenue realization, and ongoing performance management.
Qualifications

Key Competencies:

  • Government Banking and Public Sector Ecosystem Knowledge
  • Product Management and Proposition Development
  • Solution Consulting and Client Engagement
  • Tech Partners and Solution Management
  • Stakeholder Management and Influencing Skills
  • Strategic Thinking and Market Intelligence
  • Project Management and Execution Excellence
  • Commercial Negotiation and Business Case Development
  • Risk, Compliance, and Governance Management
  • Presentation and Communication Skills

 

Preferred Qualifications & Experience:

  • M. Tech | B. Tech | MBA | Postgraduate qualification preferred
  • Experience in Government Banking, Transaction Banking, Digital Solutions, Product Management
  • Strong understanding of government departments, public sector solution requirements and ecosystem partnerships
  • Proven experience in managing cross-functional stakeholders, external vendors, and client-facing solution implementations
  • Ability to drive product growth, customer experience improvement and revenue outcomes

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