Analyze financial statements, credit notes, and lending proposals for large and mid-sized corporate borrowers, including project finance and real estate transactions. Prepare credit risk vetting reports, validate internal borrower ratings, review rating outlooks, identify proposal risks, and support timely loan sanctioning. The role also contributes to credit risk model refinement, rating accuracy improvements, lending protocol compliance, and spreadsheet-based financial analysis.
The role is responsible for preparing and issuing credit risk vetting report for large and mid corporate proposals, including project finance/real estate proposals within allowed TAT to enable business and processing team to put up loan proposals for sanction.
- Thorough analysis of financial statements and credit notes put up by the business/credit team including new requests, change request and refinancing.
- Confirming the Internal Credit Risk Rating of borrower as per CRM policy of the bank.
- Preparing risk vetting reports based on the credit note and submit to the lead credit risk/ Head Credit Risk.
- Review of rating outlook of high value borrowers as per CRM policy of the bank.
- Highlighting risk elements in Proposals submitted for preliminary discussion.
- Contributing towards credit risk models fine tuning as well as improving accuracy of rating.
- Keep up to date with the company’s lending protocols.
- Develop and prepare spreadsheets and models to support analysis of new and existing credit applications.
Experience: 7 to 10 years
Qualifications: Graduate (Any)/MBA preferred
CSB Bank Mumbai, Maharashtra, IND Office
CSB Bank Limited Mumbai Office, Siroya Center, 1st, 2nd and 3rd Floor, Sahar Airport Road, Andheri East, Mumbai, Maharashtra, India, 400099
Similar Jobs
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Develop and maintain Java and Spring Boot backend services, REST APIs, and microservices. Support Kubernetes migration, Docker deployments, CI/CD execution, testing, troubleshooting, application enhancements, and production issue investigation. Collaborate with developers, SDET engineers, and technical leads in Agile sprint delivery. The role requires hands-on experience with Java, Spring, Kubernetes, databases, unit testing, and backend integrations, with payments, Kafka, Helm, and cloud experience preferred.
Top Skills:
Agile/ScrumCi/CdDockerGitGradleHelmHibernateJavaJava 11Java 17JunitKafkaKubernetesMavenMicroservicesMockitoRelational DatabasesRest ApisSpring BootSpring Data JpaSpring FrameworkSQL
Fintech • Professional Services • Consulting • Energy • Financial Services • Cybersecurity • Generative AI
Lead Java backend modernization and Kubernetes migration initiatives. Design and develop resilient microservices, REST APIs, integrations, and deployment strategies. Provide technical leadership, conduct design and code reviews, oversee CI/CD and containerized deployments, coordinate regional releases, optimize performance, manage observability, and troubleshoot production issues while ensuring secure coding, testing, and engineering standards.
Top Skills:
Argo CdAWSAzureCi/CdConfigmapsDistributed TracingDockerGCPGitlab CiGitopsGrafanaHelmIngressJava 11/17+JenkinsKafkaKubernetesMicroservicesNoSQLPrometheusRest ApisSecretsSpring BootSpring FrameworkSQL
Big Data • Food • Hardware • Machine Learning • Retail • Automation • Manufacturing
Design and build scalable cloud-based data solutions, develop ETL pipelines for warehouses and data lakes, implement data quality and validation processes, optimize data storage and processing, and collaborate with data teams, product owners, modelers, analysts, and stakeholders. The role requires expertise in Python, PySpark, SQL, Databricks, AWS services, data modeling, medallion architecture, and pipeline scheduling.
Top Skills:
AecorsoftAlteryxAmazon Ec2Amazon RedshiftApache AirflowAws GlueAws LambdaAws S3DatabricksDatasphereExcelLakeflow JobsPysparkPythonRSQLTableau
What you need to know about the Mumbai Tech Scene
From haggling for the best price at Chor Bazaar to the bustle of Crawford Market, the energy of Mumbai's traditional markets is a key part of the city's charm. And while these markets will always have their place, the city also boasts a thriving e-commerce scene, ranking among the largest in the region. Driven by online sales in everything from snacks to licensed sports merchandise to children's apparel, the local industry is worth billions, with companies actively recruiting to meet the demands of continued growth.
