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Kotak Mahindra Bank

Credit Manager-Business Loans-Credit

Posted 3 Hours Ago
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In-Office
Mumbai, Maharashtra, IND
Entry level
In-Office
Mumbai, Maharashtra, IND
Entry level
Evaluate and process credit card applications, analyze financial information, assess customer creditworthiness, and approve or reject proposals according to credit policies and KYC guidelines. Maintain turnaround times and audit quality standards, coordinate with verification agencies, and cross-check reports for accuracy to support an efficient underwriting process.
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We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process.

ResponsibilitiesScreen and evaluate customer proposals for credit cards under various programs. Ensure compliance with credit card policies and KYC guidelines. Analyze financials and assess customer creditworthiness for approval or rejection. Process cases within defined turnaround times (TAT). Maintain acceptable audit quality reports monthly. Coordinate with verification agencies for timely report submission. Cross-verify verification reports for accuracy.

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