Evaluate and process credit card applications, assess financials and customer creditworthiness, ensure compliance with credit policies and KYC guidelines, meet turnaround times, maintain audit quality, coordinate with verification agencies, and cross-check reports for accuracy.
We are seeking a detail-oriented and experienced Credit Underwriter to join our Credit Card division. The ideal candidate will be responsible for evaluating and processing credit card applications under various programs, ensuring compliance with credit policies and KYC guidelines. This role requires strong analytical skills to assess financials and determine customer creditworthiness, along with the ability to maintain high audit standards and turnaround times. The candidate will also coordinate with verification agencies to ensure timely and accurate reporting, and play a key role in maintaining the quality and efficiency of the underwriting process.
ResponsibilitiesScreen and evaluate customer proposals for credit cards under various programs.
Ensure compliance with credit card policies and KYC guidelines.
Analyze financials and assess customer creditworthiness for approval or rejection.
Process cases within defined turnaround times (TAT).
Maintain acceptable audit quality reports monthly.
Coordinate with verification agencies for timely report submission.
Cross-verify verification reports for accuracy.
Kotak Mahindra Bank Mumbai, Maharashtra, IND Office
Mumbai, India
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