Evaluate customer creditworthiness for car loans, make risk decisions within turnaround targets, manage the loan portfolio, monitor market conditions, support product launches with risk mitigants, and analyze delinquency trends in collaboration with collections. Requires local area knowledge, fluency in the local language, Hindi, and English, plus the ability to interpret financial trends.
Job Role
- To evaluate the credit worthiness of various customers applying for car loans, within the prescribed TAT and deciding on the right risk mix for the particular customer.
- Actively involved in portfolio management which includes understanding the market and monitoring the portfolio.
- Launching of products based on the market peculiarities which will facilitate business, with adequate mitigants with regard to risk.
- Monitoring delinquency parameters through constant interactions with the collections team, analyzing trends and suggesting learnings out of the same.
Job Requirements
Skills/Knowledge prerequisites
Knowledge of the location / area is an essential criteria.
Well versed in the local language apart from Hindi and English.
Good knowledge of interpreting financial trends.
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