Syntellect

Housing loan discrimination is an unpleasant feature of the lending ecosystem and has its roots in the lack of customer understanding. A major impediment to credit access worldwide is the lack of adequate information and unlocking this will make for a more inclusive credit system. Syntellect is a Mumbai-based global affordable housing fintech startup, whose expertise is recognized by the World Bank and IFC. Founded by mortgage veteran Sumedha Salunkhe Naik, we have designed an inventive customer profiling and loan underwriting tool - “RightProfile™” that empowers lenders across the world by providing creditworthiness insights of the underserved, unbanked low-income informal customer segment, thus opening the floodgates of financial inclusion. RightProfile™ virtually eliminates the challenges of 1. Misguided loan eligibility 2. Inaccurate borrower representation 3. Credit exclusion Funded by UK-based Reall, an impact organization in affordable housing, our vision is to change the affordable housing system in India, Africa, and South America and create financial inclusivity.