JPMorganChase Logo

JPMorganChase

Wholesale Credit Risk – Associate – EMEA Emerging Markets, MENA

Posted Yesterday
Be an Early Applicant
Hybrid
Mumbai, Maharashtra, IND
Junior
Hybrid
Mumbai, Maharashtra, IND
Junior
Lead credit due diligence and produce credit memos with recommendations; perform financial modelling and downside scenarios; assess loan and derivative documentation; manage portfolio exposures; liaise with senior credit officers and business partners; coach junior staff and ensure compliance with risk policies.
The summary above was generated by AI

Job responsibilities

  • Strong credit analysis skills. The candidate will be able to lead in-depth due diligence processes and coordinate and produce concise and insightful credit memos with clear recommendations, which will be the basis on which credit decisions are made. 
  • Excellent financial modeling skills. The candidate will be able to challenge industry teams on modelling assumptions and be able to understand key conclusions and devise appropriate downside scenarios.
  • Familiarity with, and a basic understanding of, loan documentation, including LMA standard and leveraged finance documents and key ISDA/CSA documentation. The candidate should demonstrate an ability to negotiate and prioritize various documentation terms and show and ability to understand transaction structures.
  • Close working relationships at senior levels with a variety of areas within the CIB, including Coverage, product specialists (DCM, LF, Trade, TSS), Markets (Derivative Sales), Capital Markets and M&A.
  • Regular liaison with Primary Credit Officers and Senior Credit Officers
  • Prime responsibility for the pro-active management of exposure to a portfolio of names and industry sectors.
  • Understanding of J.P. Morgan’s Risk management policies and related interactions with various stakeholders (including Regulators and Auditors). Coaching and development of junior team members to bring them up the curve, both on the job and through trainings.

Required qualifications, capabilities, and skills

  • Must demonstrate first rate analytical and credit skills/judgment, with an intensive 'hands on' approach to digging into the details of credit and structure. 
  • First rate project management skills and demonstrable end to end ownership of work/projects. 
  • Be able to establish credibility and trust with clients, internal business partners, product specialists and credit officers, and to partner with them effectively.
  • Proven coaching and development ability towards more junior colleagues. 
  • Self-starting, result-driven, multi-tasking, risk-reward mindset and adaptable to change given the dynamic nature and timing of workflow.
  • Significant experience (at least 2-3 years) in roles with relevant skills for this position.
     

Preferred qualifications, capabilities, and skills

  • Previous experience of reviewing and commenting on loan documentation/core corporate derivative documentation is recommended. 
  • Excellent communication skills (both written and verbal).
About Us

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

About the TeamJ.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. 

JPMorganChase Mumbai, Maharashtra, IND Office

B11, B9, B10, Nirlon Knowledge Park, near Mrinal Tai Gore Flyover, Cama Industrial Estate, Mumbai, Maharashtra, India, 400063

Similar Jobs

27 Minutes Ago
In-Office
Mumbai, Maharashtra, IND
Expert/Leader
Expert/Leader
Cloud • Information Technology • Internet of Things • Machine Learning • Software • Cybersecurity • Infrastructure as a Service (IaaS)
The Head ASP Management is responsible for procurement of ASP services, vendor relationships, contractual compliance, quality delivery, and supplier performance evaluation while driving cost efficiency and improvements in service delivery processes.
Top Skills: AspMicrowaveOhsRan
43 Minutes Ago
In-Office
Mumbai, Maharashtra, IND
Expert/Leader
Expert/Leader
Fintech • Information Technology • Financial Services
Lead global Portfolio Management Services Engineering to modernize Aladdin platforms for scale, resilience, and performance. Define technology strategy, drive architecture and delivery, build and develop engineering leadership, partner with product and investment teams, and ensure operational excellence across mission-critical portfolio management services.
Top Skills: Agile At ScaleAi-Enabled DevelopmentApi ProductsCloud-NativeDistributed Systems ArchitectureObservabilityPlatform EngineeringSre
44 Minutes Ago
In-Office
Mumbai, Maharashtra, IND
Expert/Leader
Expert/Leader
Fintech • Information Technology • Financial Services
Lead AlphaGen Product Engineering to modernize research workflows into a cloud-native, AI-first platform. Own multi-year transformation, partner across product, platform, risk and security, build self-service research-to-production tooling, shape compute/runtime and observability, drive legacy retirement, and deliver measurable enterprise outcomes through executive alignment and strong people leadership.
Top Skills: Ai/MlApi-FirstAPIsCi/CdCloud-NativeContainerizationDistributed ComputingGpuInfrastructure-As-CodeMicroservicesMlflowObservabilityPolarsPythonRaySdks

What you need to know about the Mumbai Tech Scene

From haggling for the best price at Chor Bazaar to the bustle of Crawford Market, the energy of Mumbai's traditional markets is a key part of the city's charm. And while these markets will always have their place, the city also boasts a thriving e-commerce scene, ranking among the largest in the region. Driven by online sales in everything from snacks to licensed sports merchandise to children's apparel, the local industry is worth billions, with companies actively recruiting to meet the demands of continued growth.

Sign up now Access later

Create Free Account

Please log in or sign up to report this job.

Create Free Account