Purpose of the role
To develop and manage the wholesale lending products and services, collaborating with, and ensuring service standards are complied with by, business partners across the bank, including investment bankers, credit analysts, risk managers, and operations professionals, to ensure that our products meet the needs of the bank's clients and are aligned with the bank's overall strategic objectives whilst ensuring all governance, control, regulatory and legal requirements are met.
Accountabilities
- Development and execution of product strategy for financial products and services offered within the wholesale division. .
- Identification of investments opportunities and customer needs to create new products or enhance existing ones. .
- Management of the entire product lifecycle, including product planning, development, launch, and ongoing management, including oversight of service levels. .
- Analysis of market data to make informed decisions regarding product positioning and pricing. .
- Assessment and management of risks associated with lending products and implement risk mitigation strategies, including the operation of and attendance to governance forums. .
- Oversight of regulatory and technological change.
Vice President Expectations
- To contribute or set strategy, drive requirements and make recommendations for change. Plan resources, budgets, and policies; manage and maintain policies/ processes; deliver continuous improvements and escalate breaches of policies/procedures..
- If managing a team, they define jobs and responsibilities, planning for the department’s future needs and operations, counselling employees on performance and contributing to employee pay decisions/changes. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements..
- If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others..
- OR for an individual contributor, they will be a subject matter expert within own discipline and will guide technical direction. They will lead collaborative, multi-year assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will train, guide and coach less experienced specialists and provide information affecting long term profits, organisational risks and strategic decisions..
- Advise key stakeholders, including functional leadership teams and senior management on functional and cross functional areas of impact and alignment.
- Manage and mitigate risks through assessment, in support of the control and governance agenda.
- Demonstrate leadership and accountability for managing risk and strengthening controls in relation to the work your team does.
- Demonstrate comprehensive understanding of the organisation functions to contribute to achieving the goals of the business.
- Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategies.
- Create solutions based on sophisticated analytical thought comparing and selecting complex alternatives. In-depth analysis with interpretative thinking will be required to define problems and develop innovative solutions.
- Adopt and include the outcomes of extensive research in problem solving processes.
- Seek out, build and maintain trusting relationships and partnerships with internal and external stakeholders in order to accomplish key business objectives, using influencing and negotiating skills to achieve outcomes.
All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
Join us as Senior Product Manager - APAC, where you will be responsible for the development and oversight of our loan and overdraft products across India, broader Asia and the Middle East. You will work closely with loan originators and broader stakeholders across the region, including coordinating new product approvals, performing annual product reviews, and acting as the business product owner in the region to help prioritise technology and process changes. You will also work closely with Operations and Technology on the rollout of our strategic loan platform across the region. The role will sit with our Investment Banking Origination team in Mumbai and report jointly to the Global Head of Loan Product Management and the Global Head of Loan Transformation.
To be successful in this role, you should:
Be a strong and ambitious candidate at Vice President level with strong product management, business analysis, stakeholder management and loan product knowledge, along with the ability to work effectively in a fast-paced and dynamic environment.
Essential Skills/Basic Qualifications:
- Strong business analysis skills, including the ability to capture key requirements.
- Strong bilateral and syndicated loan product knowledge.
- Strong communication, relationship management and networking skills.
- Strong product management skills.
- Ability to capture key requirements and summarise them into management-style presentations and proposals.
- Comfortable working in a fast-paced and dynamic environment.
- Ability to challenge existing ways of working and drive process improvements.
Desirable Skills/Preferred Qualifications:
- Good presentation and PowerPoint skills.
- Understanding of process design, optimisation and ownership, with a focus on client outcomes and operational effectiveness.
- Exposure to product ownership models within complex, multi-stakeholder organisations.
- Understanding of regulatory requirements and controls within lending processes.
- Experience working in agile or hybrid delivery environments.
You may be assessed on the key critical skills relevant for success in role, such as:
- Contributing to and influencing policies and procedures for the function, and planning, managing and consulting on multiple complex and critical strategic projects which may be business-wide.
- Providing expert advice to business and functional management and committees to influence decisions.
- Escalating breaches of policies and procedures appropriately.
- Fostering and guiding compliance, ensuring regulations are observed and relevant processes are in place to facilitate adherence.
- Focusing on the external environment, regulators or advocacy groups to both monitor and influence on behalf of Barclays, when appropriate.
- Maintaining broad and comprehensive knowledge of industry theories and practices within the relevant discipline, alongside up-to-date sector and functional knowledge and insight into external market developments and initiatives.
- Negotiating with and influencing stakeholders at a senior level, both internally and externally.
- Acting as a principal contact point for key clients and counterparts in other functions and business divisions.
- Acting as a mandated spokesperson for the function and business division.
Job location is Mumbai.
