Perform comprehensive credit and financial statement analysis to assess borrower creditworthiness, prepare credit reports, monitor credit exposure, guide junior analysts, collaborate with stakeholders, and help develop credit policies and risk models.
- Conduct thorough analysis of financial statements, credit reports, and other relevant data to assess the creditworthiness of individuals and businesses.
- Evaluate the financial health of borrowers by analyzing their income, debt levels, and liquidity.
- Assess the risk associated with extending credit and make recommendations for credit approvals or rejections.
- Prepare detailed credit reports and summaries for internal and external stakeholders.
- Monitor and manage the credit exposure of existing borrowers by reviewing financial statements and conducting periodic risk assessments.
- Stay updated on industry trends, economic indicators, and regulatory changes that may impact credit risk.
- Collaborate with other departments, such as sales and underwriting, to gather and analyze necessary information for credit evaluations.
- Provide guidance and support to junior credit analysts in their analysis and decision-making processes.
- Develop and maintain relationships with clients, ensuring clear communication and understanding of credit terms and conditions.
- Assist in the development and implementation of credit policies, procedures, and risk assessment models to improve overall credit management.
Requirements
- Strong analytical and problem-solving skills, with the ability to analyze complex financial data and draw accurate conclusions.
- In-depth knowledge of financial analysis techniques, credit risk assessment, and industry best practices.
- Proficient in using financial analysis software and tools.
- Excellent written and verbal communication skills, with the ability to present complex financial information in a clear and concise manner.
- Attention to detail and high level of accuracy in analyzing and interpreting financial data.
- Ability to work independently and manage multiple priorities in a fast-paced, deadline-driven environment.
- Strong interpersonal skills, with the ability to build and maintain effective relationships with clients and internal stakeholders.
- Sound judgment and decision-making abilities, with the ability to assess risks and make recommendations accordingly.
- Proficient in Microsoft Office Suite, particularly Excel, for financial analysis and reporting purposes.
- Strong ethical standards and adherence to confidentiality requirements.
Benefits
- Competitive Salaries
- Private Health Insurance
- A highly collaborative team environment that will support your professional and personal growth
- Work From Home
- Training & Development
- Performance Bonus
Top Skills
Excel
MS Office
Similar Jobs
Healthtech • Logistics • Pharmaceutical
Design, build, and maintain automated test workflows and scripts (TOSCA, Selenium, Jenkins). Integrate automation with systems, execute test plans, monitor KPIs, troubleshoot quality issues, and drive process improvements across SDLC stages.
Top Skills:
Tosca,Selenium,Jenkins,Python,Java,C#,Aws,Azure,Google Cloud,Alm Octane,Quality Center (Qc),Jira,Postman,Soapui,Testcollab,Visual Basic,Powerbuilder,.Net,Winrunner,Loadrunner,Bug Tracking Software,Sage,Asw,Sap,Cucumber,Microsoft Office,Javascript,Html/Css,Sql
Artificial Intelligence • Big Data • Healthtech • Information Technology • Machine Learning • Software • Analytics
Design, develop, and deploy scalable ML/NLP and multi-modal document understanding solutions for clinical data. Own end-to-end ML lifecycle, build inference infrastructure, implement information extraction and retrieval, collaborate with domain experts, and ensure clinical accuracy and production readiness.
Top Skills:
AWSBertCi/CdContainerizationDistillationGptGpu DeploymentLabel StudioNumpyPandasPlotlyPower BIProdigyPruningPythonPyTorchQuantizationScikit-LearnSQLTableauVision-Language Models
Artificial Intelligence • Healthtech • Professional Services • Analytics • Consulting
Support clinical data management and analytics projects as a business/data analyst: gather and document requirements, author user stories, model business and data processes, create solution diagrams, and collaborate with senior BAs and product owners throughout agile implementations.
Top Skills:
CdiscDominoEcs ElluminateEdcFhirFormedixInformNurocorOmopOpenclinicaOracle LshRaveRbqmSas LsafSas ViyaSycamoreVeeva
What you need to know about the Mumbai Tech Scene
From haggling for the best price at Chor Bazaar to the bustle of Crawford Market, the energy of Mumbai's traditional markets is a key part of the city's charm. And while these markets will always have their place, the city also boasts a thriving e-commerce scene, ranking among the largest in the region. Driven by online sales in everything from snacks to licensed sports merchandise to children's apparel, the local industry is worth billions, with companies actively recruiting to meet the demands of continued growth.
