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Commonwealth Bank

Senior Associate Analyst

Posted 3 Days Ago
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Bangalore, Bengaluru Urban, Karnataka
Senior level
Bangalore, Bengaluru Urban, Karnataka
Senior level
The Senior Associate Analyst is responsible for credit analysis, decision-making, and monitoring throughout the credit lifecycle. The role involves processing documentation, ensuring compliance with policies, maintaining high standards of work quality, and collaborating with internal teams to resolve customer issues. A key focus is on risk management and continuous improvement suggestions.
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Organization:

At CommBank, we never lose sight of the role we play in other people’s financial wellbeing. Our focus is to help people and businesses move forward to progress. To make the right financial decisions and achieve their dreams, targets, and aspirations. Regardless of where you work within our organisation, your initiative, talent, ideas, and energy all contribute to the impact that we can make with our work. Together we can achieve great things.

Job Title: Senior Associate Analyst

Location: Bangalore

Business & Team: Retail Operation & VERO Team

Impact & contribution:

Credit analysis, decisioning, verification, monitoring throughout the credit lifecycle; the development of credit policy; or the implementation of credit strategies, including problem asset strategies; across the retail business

Reporting lines: Reporting to Operations Manager

Roles & Responsibilities:

  • Understand customer requests and process documentation within agreed turnaround times, ensuring consistent accuracy in a high-volume environment.

  • Adhere to policies and procedures, meeting or exceeding established Service Level Agreements.

  • Ensure the quality of submitted work meets the highest standards.

  • Apply sound risk management practices by proactively identifying, responding to, and reporting risks as necessary.

  • Provide high levels of internal customer service by collaborating with internal stakeholders to resolve customer issues.

  • Raise operational continuous improvement suggestions identified during task completion.

  • Undertake any other tasks assigned by your manager that you can perform safely, in line with relevant internal bank policies and external regulatory requirements.

  • Possess a necessary understanding of CBA retail products.

Essential Skills:

  • A minimum of 7+ years of experience in operations is required.

  • Highly energetic and dynamic professional who is always striving to do better for our customers.

  • Excellent communication skill Written and Oral.

  • Strong in exercising sound judgement backed by analytical and problem-solving skill.

  • Carrying impressive interpersonal skills to communicate effectively with our Australian frontline and leading lenders.

  • Demonstrate a curious mindset and ability to investigate.

  • Relevant experience in managing deceased estates will be a valuable advantage.

  • Proven ability to manage complex processes with high level of accuracy.

Education Qualifications:

  • Bachelor's degree in Finance, Accounting, or Business.

If you're already part of the Commonwealth Bank Group (including Bankwest, x15ventures), you'll need to apply through Sidekick to submit a valid application. We’re keen to support you with the next step in your career.

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Advertising End Date: 28/01/2025

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