The VP, Senior Lead Analyst – AML, KYC, and Transaction Monitoring is a senior‑level individual contributor responsible for delivering data‑driven insights, validation, and regulatory compliance across Anti‑Money Laundering (AML), Know Your Customer (KYC), Sanctions, and Transaction Monitoring programs.
This role serves as a recognized techno‑functional subject matter expert, partnering closely with Product Management, Technology, Risk, Compliance, Finance, and Operations to ensure data integrity, regulatory alignment, and effective control execution. The role applies deep analytical expertise to validate data, interpret regulatory requirements, resolve complex data issues, and support compliant product and process design.
The role requires strong commercial acumen; the ability to translate regulatory and business requirements into technical solutions; and strong process documentation and exceptional communication skills to effectively influence cross‑functional stakeholders. The ideal candidate thrives in a fast‑paced environment, manages multiple priorities with precision, and consistently delivers high‑quality, audit‑ready outputs.
Responsibilities:
- Provide subject‑matter expertise and execution leadership across AML, KYC, Sanctions, Transaction Monitoring, and regulatory data validation, ensuring compliance with applicable external regulations and internal policies.
- Partner with Product Management and cross‑functional stakeholders to support product plans, initiatives, and business process design, embedding regulatory requirements while supporting business objectives.
- Support and contribute to initiatives with direct impact on Cards AML/KYC, Transaction Monitoring, and Data Validation controls and monitoring, ensuring effective execution and regulatory alignment.
- Serve as a techno‑functional subject matter expert for products, onboarding workflows, post‑booking processes, and ongoing monitoring activities, ensuring adherence to AML/KYC, Sanctions, and Transaction Monitoring requirements.
- Independently manage the day‑to‑day resolution of complex issues, exercising judgment to interpret policies, standards, and procedures and determine appropriate outcomes.
- Perform end‑to‑end data content validation, including assessing data accuracy, completeness, and integrity across source systems, applications, regulatory platforms, and downstream reporting.
- Analyze complex data issues, conduct root‑cause analysis, and develop clear, actionable remediation recommendations; communicate findings to management and relevant governance forums.
- Review and interpret AML/KYC and Transaction Monitoring requirements, functional specifications, and technical design documentation to understand regulatory drivers, business requirements, and data impacts.
- Connect regulatory, business, and technical requirements, ensuring appropriate documentation, traceability, and audit‑ready evidence.
- Contribute to control design, enhancements, and sustainability testing, supporting alignment with Process Risk Controls (PRCs), MCA requirements, and established governance standards.
- Partner with Technology teams on system changes, remediation efforts, and enhancements supporting AML/KYC, Transaction Monitoring, and FinCEN obligations.
- Operate as a senior individual contributor on complex deliverables, managing multiple priorities in a fast‑paced environment while producing high‑quality work products in multiple formats.
- Provide informal guidance and on‑the‑job support to peers or new team members to promote consistency and knowledge sharing.
- Support execution of team procedures, stakeholder coordination, and issue resolution activities within the assigned scope of responsibility.
- Appropriately assess risk in decision‑making, demonstrating consideration for the firm’s reputation and safeguarding Citigroup, its clients, and assets by adhering to applicable laws, regulations, policies, and ethical standards, and by escalating issues as required.
Qualifications:
- 6-10 years of relevant experience
- Working experience in the Financial Services/Credit Card/Banking Industry with large volumes of data.
- Strong knowledge of AML, KYC, and Transaction Monitoring requirements
- Familiarity with marketing, credit, acquisitions, product development, and/or analytics
- Proven ability to work independently, adapt quickly to shifting priorities, and meet deadlines under pressure
- Strong analytical, problem‑solving, and organizational skills
- Ability to translate complex regulatory, business, and technical concepts into clear, actionable insights
- Excellent written and verbal communication skills with strong stakeholder influencing ability
- Techno‑functional background with a strong business analyst mindset, including experience researching problem spaces and driving requirements from business and technology stakeholders and leading initiatives end‑to‑end
- Able to drive and refine requirements from both business and technical stakeholders
- Capable of designing solutions and proposing strategies for both tactical and strategic initiatives
- Proactively validates outcomes to ensure solutions meet intended business objectives
- Have a technical background with working knowledge of UNIX,SQL, SAS/other statistical and data management software, Big data is plus. Tableau a plus.
Education:
- Bachelor’s degree/University degree. Master’s degree preferred
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Job Family Group:
Product Management and Development------------------------------------------------------
Job Family:
Product Management------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Please see the requirements listed above.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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Citi Mumbai, Maharashtra, IND Office
Bandra Kurla Complex Road, Mumbai, Maharashtra, India, 400051
