Company Description
Visa is a world leader in digital payments, facilitating more than 215 billion payments transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable and secure payments network, enabling individuals, businesses and economies to thrive.
When you join Visa, you join a culture of purpose and belonging – where your growth is priority, your identity is embraced, and the work you do matters. We believe that economies that include everyone everywhere, uplift everyone everywhere. Your work will have a direct impact on billions of people around the world – helping unlock financial access to enable the future of money movement.
Job Description
Position Summary
We are looking for an individual to join us as Merchant Acquiring - Risk Policy Specialist based in Mumbai, India and South Asia and be a part of our consulting arm - Visa Consulting and Analytics. Based in Mumbai and reporting directly to the Head of Managed Services, , India and South Asia, the role will be responsible for developing and managing risk control strategies and policies for merchant acquiring. The individual will collaborate with various teams to design and review risk policies, ensuring they adhere to market best practices and regulatory compliance using Visa resources. This role involves working closely with clients and internal teams to enhance risk management practices and support the development of risk strategies. The person would be expected to play an active role in the sales pitch process by collaborating with internal teams’ basis the client asks.
Key Responsibilities
What services would be provided by VMS?
VCA Managed Service (VMS) is growing rapidly across the AP region and the purpose of this role is to develop VMS solutions and capabilities that will accelerate that growth over the next 3-5 years. VMS provides comprehensive risk management solutions.
Our offerings include development of the following capabilities:
- Developing and implementing risk control and management strategies to minimize financial and legal impacts on clients' businesses.
- Designing and reviewing acquiring risk policies for banks, aligned with industry best practices and regulatory requirements.
- Liaising with clients' risk, operations, technology, compliance, and other relevant teams or third parties to ensure effective risk management.
- Supporting client teams in building and finalizing their risk strategies and policies.
Ensuring policies and procedures are up to date with current market trends and developments in risk management principles.
Qualifications
With minimum of 7-8 years' experience having already accumulated a variety of experience, you will combine a strong understanding of the banking, card or payments industry with strong consulting and implementation experience. You will be client driven, comfortable managing a project end to end and relish the opportunity to develop new solutions and capabilities that will meet our client's needs.
Specific skills and experience you will bring are:
- Strong expertise in writing, deploying, and managing merchant acquiring risk policies.
- In-depth knowledge of the financial services industry, including regulatory compliance, reporting procedures, and record-keeping guidelines.
- Exceptional communication and interpersonal skills, with the ability to coordinate and manage multiple tasks effectively.
- Critical thinking and problem-solving abilities, with strong presentation skills.
- Experience in working within banks, payment aggregators, or similar intermediary roles.
- Proficiency in policy writing, review, gap analysis, and documentation/reporting activities.
- Analytical and problem-solving skills, with demonstrated intellectual and analytical rigor.
- Strong team leadership skills with a collaborative, diplomatic, and flexible style; able to work effectively in a matrixed organization.
- Detail oriented, ensuring the highest level of quality/rigor in reports and data analysis.
- Excellent presentation skills, including strong oral and written capabilities.
- Self-motivated, results-oriented individual with the ability to progress multiple priorities concurrently.
- Strong commercial acumen, with experience in working on business/value cases that prove ROI
Additional Information
Visa is an EEO Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.
What We Do
At Visa, we are driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid. As our products and technology have evolved with the world, Visa remains ubiquitous, reaching new customers in new and often invisible ways. We are at the center of this digital revolution with a network that connects people with over 80 million businesses all over the world. And Visa’s network is expanding, accelerating our growth. Our resilient business model, with its strong track record of success, will provide you with amazing opportunities to grow in your career, as well.
We are looking for people like YOU. Come join a people-centric company where you can invest in your career.
For more information, visit visa.com/about, visacorporate.tumblr.com and @VisaNews on Twitter.
Why Work With Us
Our employees are our company. Creating an inclusive and diverse workplace has been our key priority. With our purpose to “uplift everyone, everywhere” as our guide, we’re building an environment where diverse backgrounds and perspectives are celebrated and drive success inside our company and out in our communities.
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