Home Lending Risk Competitive Intelligence Associate

Job Description
Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area? This is a unique opportunity for you to work in our team to partner with the Business to provide a comprehensive view.
As a Home Lending Risk Competitive Intelligence Associate within the Chase Home Lending team, you will play a key role in our Risk Management and Strategic Analytics team. Your focus will be on analyzing strategies, identifying emerging risks, and developing insightful reports. You will present your findings to our team, recommend strategies to mitigate risks, and address business issues that directly impact our bottom line. You will also explore third-party competitor and industry data, bringing key insights into industry and market trends. Your role will involve ad-hoc analysis, data extraction and manipulation, quality checks, and the development of actionable insights through impactful presentations.
Job responsibilities

• Focus on data driven strategy analysis, identification of emerging risks, development of insightful reporting, and presenting findings to business partners and business leaders.
• Own and lead analytics that provide a Risk point-of-view, make data-driven recommendations to mitigate risks, and solve business issues that have a direct impact on the bottom-line.
• Develop and monitor key-leading indicators of risk and detect, analyze, summarize, and escalate unexpected trends to senior management for Chase as well as Industry. Explore 3 rd party Competitor/Industry data and bring key insights into Industry/Market trends and perform ad-hoc analysis and generate thoughtful insights for Risk Management by extracting data, performing data manipulation and quality checks
• Developing actionable insights via impactful presentations to peers and senior management.

Required qualifications, capabilities, and skills

• Good understanding of Credit Risk and providing risk point of view
• Experience in data analytics with ability to carry our segmentation, data mining and evaluate time-series data
• Sound understanding of a data querying language or manipulation tool such as SAS, SQL, or Python
• Exposure to lending products with ability to identify and analyze segments of risk and recommending solutions to business problems
• An undergraduate and/or graduate degree in a field such as (but not limited to) Engineering, Mathematics, Statistics, MIS, IT, Economics, Risk Management, Analytics, Finance, or Accounting
• Proficiency in MS Excel, PowerPoint, Alteryx and Tableau or similar tools
• Other Skills (you should be able to demonstrate strong examples of these skills):
• Experience working with stakeholders - building trust through hard work and honest assessments of projects, strong communication, high emotional intelligence
• Working as part of a highly productive team, where culture and cooperation are critical for success.

Preferred qualifications, capabilities, and skills

• Prior experience working with large relational databases is a plus
• Prior experience synthesizing large quantities of data using tools such as Teradata, ORACLE or Snowflake is a plus
• Prior experience working within a consumer bank, particularly within a risk or compliance function, or within the home lending line of business is a plus
• Knowledge of US Home Lending Industry is preferred
• Prior experience building and operating within a well-controlled data environment (following established procedures, recommending enhancements to controls) is a plus
• 3 years of experience within Risk Management, Data Analytics or other quantitative field is preferred

About Us
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.
About the Team
Our Consumer & Community Banking division serves our Chase customers through a range of financial services, including personal banking, credit cards, mortgages, auto financing, investment advice, small business loans and payment processing. We're proud to lead the U.S. in credit card sales and deposit growth and have the most-used digital solutions - all while ranking first in customer satisfaction.
Risk Management helps the firm understand, manage and anticipate risks in a constantly changing environment. The work covers areas such as evaluating country-specific risk, understanding regulatory changes and determining credit worthiness. Risk Management provides independent oversight and maintains an effective control environment.