The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally.
Job Responsibilities:
- Resolve issues and recommend solutions to moderate problems
- Integrate specialty area knowledge with an understanding of industry standards and practices and how teams collaborate to accomplish goals of the sub-function/ job family
- Serve as an industry expert and advisor
- Analyze and approve counter-party credit limits for trading, transactional and financing businesses with funds
- Has the ability to operate with a limited level of direct supervision.
- Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.
- Assist with portfolio review preparation and the conduct of stress tests.
- Build working relationships with various teams across the bank, including deal, coverage, and product teams.
- Is an enthusiastic and early adopter of change; takes ownership for helping others see a better future and stay positive during uncertainty.
- Proactively identifies opportunities to streamline work; creates process improvements that enhance efficiency for self and the team.
Qualifications:
- 5+ years of experience in credit risk analysis or corporate banking
- 5+ years in SAS, Tableau, PL/SQL, and UNIX
- Experience in financial analysis, accounting, and valuation.
- Familiarity with data interpretation and ability to challenge decisions based on data analysis.
- Ability to interpret data, make sound decisions, and challenge the basis of the analysis
Strong analytical thinking and attention to detail.
Good communication and documentation skills.
Education:
Bachelor's degree/University degree or equivalent experience
Master's preferred
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Job Family Group:
Risk Management------------------------------------------------------
Job Family:
Portfolio Credit Risk Management------------------------------------------------------
Time Type:
Full time------------------------------------------------------
Most Relevant Skills
Analytical Thinking, Constructive Debate, Escalation Management, Industry Knowledge, Policy and Procedure, Policy and Regulation, Process Execution, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment.------------------------------------------------------
Other Relevant Skills
For complementary skills, please see above and/or contact the recruiter.------------------------------------------------------
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Top Skills
Citi Mumbai, Maharashtra, IND Office
Bandra Kurla Complex Road, Mumbai, Maharashtra, India, 400051
